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(a)
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(1) Insurers that use credit scores to underwrite or rate risks shall file their scoring models or other scoring processes with the State Insurance Department.
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(2) A third party may file scoring models on behalf of insurers.
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(3) A filing that includes credit scoring shall include loss experience justifying the use of credit information.
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(b) Any proprietary consumer report scoring system or model filed with the Insurance Commissioner under this subchapter shall remain confidential unless otherwise directed by a court order.
