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(a) A malpractice insurer shall consider past and prospective loss experience solely within this state.
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(b)
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(1) If insufficient experience exists within this state upon which a rate can be based, the malpractice insurer may consider experience within any other state or states that have similar claim costs and frequency.
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(2) If sufficient experience from any other state is not available, the malpractice insurer may use nationwide experience.
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(c) In its rate filing and records, the malpractice insurer shall provide detailed information on the data supporting the experience it is using.
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(d) When experience outside this state is considered, as much weight as possible shall be given to state experience.
