As used in this subchapter:
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(1) “Craniofacial anomaly” means a congenital or acquired musculoskeletal disorder that primarily affects the cranial facial tissue;
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(2)
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(A) “Health benefit plan” means an individual, blanket, or any group plan, policy, or contract for healthcare services issued or delivered in this state by a healthcare insurer, health maintenance organization, hospital medical service corporation, or self-insured governmental or church plan in this state.
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(B) “Health benefit plan” includes:
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(i) Indemnity and managed care plans; and
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(ii) Plans providing health benefits to state and public school employees under § 21-5-401 et seq.
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(C) “Health benefit plan” does not include:
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(i) A disability income plan;
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(ii) A credit insurance plan;
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(iii) Insurance coverage issued as a supplement to liability insurance;
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(iv) Medical payments under an automobile or homeowners’ insurance plan;
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(v) A health benefit plan provided under Arkansas Constitution, Article 5, § 32, the Workers’ Compensation Law, § 11-9-101 et seq., and the Public Employee Workers’ Compensation Act, § 21-5-601 et seq.;
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(vi) A plan that provides only indemnity for hospital confinement;
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(vii) An accident-only plan; or
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(viii) A specified disease plan; and
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(3) “Reconstructive surgery” means the use of surgery to alter the form and function of the cranial facial tissues due to a congenital or acquired musculoskeletal disorder.