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(a) If a provider imposes a fee or other charge or receives money or other payments not authorized by section 423 or 24, the individual may void the agreement and recover as provided in section 435.
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(b) If a provider is not registered as required by this chapter when an individual assents to an agreement, the agreement is voidable by the individual.
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(c) If an individual voids an agreement under subsection (b), the provider does not have a claim against the individual for breach of contract or for restitution.