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  1. This chapter shall be known and may be cited as the “Tennessee Creditor-Placed Insurance Act of 1999.”
  2. The purposes of this chapter are to:

    1. Promote the public welfare by regulating creditor-placed insurance;
    2. Create a legal framework within which creditor-placed insurance may be written in this state;
    3. Help maintain the separation between creditors and insurers; and
    4. Minimize the possibilities of unfair competitive practices in the sale of creditor-placed insurance.