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Home » US Law » 2022 Code of Virginia » Title 6.2 - Financial Institutions and Services » Subtitle I. General Provisions » Chapter 4 - Certain Lending Practices » Article 2. Loans Secured by Lien on Real Estate » § 6.2-417. Mortgage or deed of trust to contain notice that debt is subject to call or modification on conveyance of property

Where any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units, and the note or mortgage or deed of trust evidencing or securing the loan contains a provision that the holder of the note secured by such mortgage or deed of trust may accelerate payment of or renegotiate the terms of such loan upon sale or conveyance of the security property or part thereof, then the mortgage or deed of trust shall contain in the body a statement, either in capital letters or underlined, that advises the borrower as follows: “Notice — The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.”

1987, c. 622, § 6.1-330.88; 2010, c. 794; 2014, c. 330.