Any sum payable on a money order, traveler’s check, or other similar written instrument (other than a third-party bank check) on which a business association is directly liable shall be presumed abandoned under the provisions of this chapter if the conditions for presumption of abandonment stated in Section 89-12-5 exist and if:
The books and records of such business association show that such money order, traveler’s check, or similar written instrument was purchased in this state;
The business association has its principal place of business in this state, and the books and records of the business association do not show the state in which such money order, traveler’s check, or similar written instrument was purchased; or
The business association has its principal place of business in this state, the books and records of the business association show the state in which such money order, traveler’s check, or similar written instrument was purchased, and the laws of the state of purchase do not provide for presumption of abandonment or escheat of the sum payable on such instrument.