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§ 328. Remedies of the Department of Licensing and Consumer Affairs

(a) The Department may bring: (1) An action to obtain a declaratory judgment that an act or practice violates this chapter. (2) An action to enjoin any person who has violated, is violating, or is otherwise likely to violate, this chapter. (3) An action on behalf of one or more consumers for the actual damages […]

§ 329. Assurance of voluntary compliance; settlements

The Commissioner may order mediation with respect to any method, act or practice found to be violative of this chapter from any person who has engaged in, is engaging in, or was about to engage in the method, act or practice. Evidence of a violation of a mediation agreement is prima facie evidence of a […]

§ 330. Powers of receiver

(a) When a receiver is appointed by the court under this chapter, the receiver shall have the power to sue for, collect, receive and take into his possession all the goods and chattels, rights and credits, moneys and effects, lands and tenements, books, records, documents, papers, chooses in action, bills, notes and property of every […]

§ 331. Private right of action

Any person or business that is injured by a deceptive trade practice may bring a class action to protect the rights of Virgin Islands consumers for compensatory, consequential, punitive and equitable damages. To protect the rights of Virgin Islands consumers and businesses, if a jury makes a finding of compensatory and/or consequential damages, these damages […]

§ 332. Recovery of costs

The court may award to a prevailing party, as part of the judgment, a sum equal to the aggregate amount of costs and expenses, including reasonable attorney’s fees based on actual time expended, determined by the court to have been reasonably incurred by the prevailing attorney for, or in connection with, the prosecution of the […]

§ 307. Return of down payment on rejection

If the furnishing of merchandise, whether under purchase order or a contract of sale, is conditioned on the consumer’s providing credit references or having a credit rating acceptable to the seller and the seller rejects the credit application of that consumer, the seller must return to the consumer any down payment, whether the down payment […]

§ 308. Assignment

(a) (1) If a consumer in a retail installment sales transaction gives the seller a negotiable instrument in part or full payment for the merchandise that is the subject of a purchase order, retail charge agreement or retail installment sales contract before that merchandise is delivered or furnished to him, the assignment of that agreement […]

§ 309. Offers of free prizes, gifts, or gratuities; disclosure of conditions

It is an unlawful practice for any person to promote or advertise any business, product, utility service, including but not limited to, the provision of electric, telecommunication, or gas service, or interest in property, by means of offering free prizes, gifts, or gratuities to any consumer, unless all material terms and conditions relating to the […]

§ 305. Disclosure of legal name of business and address

It is unlawful in the sale of consumer goods or service for any person conducting a mail order or catalog business in the Virgin Islands, and utilizing a post office box address or a street address representing a site used primarily for the receipt or delivery of mail or as a telephone answering service, to […]

§ 306. Solicitations regarding records

It is an unlawful practice for any person to offer for sale or sell to a consumer access to any records or copies of any records pertaining to the consumer which may be obtained at no cost or a nominal cost from a governmental agency as defined in the Federal Fair Credit Reporting Act, 15 […]