US Lawyer Database

For Lawyer-Seekers

YOU DESERVE THE BEST LAWYER

Home » US Law » 2019 US Virgin Islands Code » Title 20 - Highways and Motor Vehicles » Part II - Motor Vehicles » Chapter 47 - Compulsory Automobile Liability Insurance

§ 701. Filing of proof

No motor vehicle shall be registered except upon the filing by the owner of the vehicle with the Police Commissioner proof of coverage by a satisfactory “owner’s” policy of liability insurance, in the manner provided in section 707 of this chapter.

§ 702. Satisfactory policies

For the purposes of this chapter, a satisfactory policy of liability insurance means a policy issued by an insurance carrier admitted and duly authorized to transact business in the Virgin Islands, to or for the benefit of the person named therein as insured, which policy conforms to the further requirements of this chapter.

§ 703. Owner’s policy

An owner’s policy of liability insurance, hereinafter referred to as the “motor vehicle liability policy”: (a) shall designate by explicit description, or by other appropriate reference inclusive of the vehicle identification number, all vehicles with respect to which coverage is to be granted; and (b) shall insure the person named therein and any other person, […]

§ 704. Required statements in policies

(a) The motor vehicles liability policy shall state the name and address of the named insured, the coverage afforded by the policy, the premium charged therefor, the policy period, and the limits of liability, and shall contain an agreement or be endorsed that insurance is provided thereunder in accordance with the coverage defined in this […]

§ 705. Notice of cancellation of policy; suspension of registration license

(a) (1) When an insurance carrier has certified a motor vehicle liability policy in the manner provided in section 707 of this chapter, the insurer shall not cancel or otherwise terminate the insurance so certified until: (i) notice of cancellation has been provided to the insured in accordance with the provisions of Title 22, section […]

§ 706. Chapter not to affect other policies

This chapter shall not be held to apply to or affect policies insuring solely the insured named in the policy against liability resulting from the maintenance or use by persons in the insured’s employ, or on his behalf, of vehicles not owned by the insured.

§ 707. Certificate of insurance as proof

Proof of coverage by satisfactory liability insurance shall be furnished by filing with the Director of the Bureau of Motor Vehicles, the written certificates of any insurance carrier admitted and duly authorized to do business in the Virgin Islands, certifying that there is in effect a motor vehicle liability policy for the benefit of the […]

§ 708. Mandatory proof of insurance

(a) In addition to the filing of a certificate of insurance pursuant to section 707 of this chapter, the owner of a motor vehicle who is required to provide proof of insurance for the registration or operation of such vehicle shall, upon lawful request, show proof that the vehicle is covered by the required insurance. […]

§ 709. Commissioner of Insurance to administer chapter

The Commissioner of Insurance, charged with the administration and enforcement of the provisions of this chapter, shall be authorized to: (a) Require filing with his office by insurance carriers admitted and duly authorized to do business in the Virgin Islands such rates, rating plans, rating schedules and every other rating rule or modification which the […]

§ 710. Post application of chapter

This chapter shall not apply with respect to any accident, or judgment arising therefrom, or violation of the motor vehicle laws of the Virgin Islands, occurring prior to the effective date of this chapter; provided, however, that insurers are not precluded from imposing surcharges in accordance with previously filed or subsequently filed and approved rates.

§ 712. Owners, registrants or operators of motor vehicles; violations; penalties

Any owner or registrant of a motor vehicle registered in this territory who operates or causes to be operated, a motor vehicle upon any public road or highway in this territory without motor vehicle liability insurance coverage required by this chapter and any other who operates or causes a motor vehicle to be operated and […]

§ 713. Exemptions

The provisions of this chapter shall not apply to motor vehicles owned by either the Government of the Virgin Islands and its instrumentalities, or the United States Government; however, such exemption shall not alter in any way any tort liability which may be established against either of the governments.