US Lawyer Database

§ 869. —No. 14, misstatement of age

There may be a provision as follows: “Misstatement of age: If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age.”

§ 870. —No. 15, other insurance in this insurer

There may be a provision as follows: (1) “Other insurance in this insurer: If an accident or sickness or accident and sickness policy or policies previously issued by the insurer to the insured be in force concurrently herewith, making the aggregate indemnity for ____ (insert type of coverage or coverages) in excess of $ ____ […]

§ 872. —No. 17, insurance with other insurers

(a) There may be a provision as follows: “Insurance with other insurers: If there be other valid coverage, not with this insurer, providing benefits for the same loss on other than an expense incurred basis and of which this insurer has not been given written notice prior to the occurrence or commencement of loss, the […]

§ 873. —No. 18, relation of earnings to insurance

(a) There may be a provision as follows: “Relation of earnings to insurance: If the total monthly amount of loss of time benefits promised for the same loss under all valid loss of time coverage upon the insured, whether payable on a weekly or monthly basis, shall exceed the monthly earnings of the insured at […]

§ 874. —No. 19, unpaid premium

There may be a provision as follows: “Unpaid premium: Upon the payment of a claim under this policy, any premium then due and unpaid or covered by any note or written order may be deducted therefrom.”

§ 875. —No. 20, cancellation

There may be a provision as follows: “Cancellation: The insurer may cancel this policy at any time by written notice delivered to the insured, or mailed to his last address as shown by the records of the insurer, stating when, not less than five days thereafter, such cancellation shall be effective; and after the policy […]

§ 876. —No. 21, conformity with statutes

There may be a provision as follows: “Conformity with statutes: Any provision of this policy which, on its effective date, is in conflict with the statutes of the territory or state in which the insured resides on such date is hereby amended to conform to the minimum requirements of such statutes.”

§ 867. Optional standard provisions

Except as provided in section 813 of this title, no such policy delivered or issued for delivery to any person in this territory shall contain provisions respecting the matters set forth in sections 868–878, inclusive, of this title, unless such provisions are in the words in which the same appear in the applicable section; except, […]

§ 868. Optional standard provision No. 13, change of occupation

There may be a provision as follows: “Change of occupation: If the insured be injured or contract sickness after having changed his occupation to one classified by the insurer as more hazardous than that stated in this policy or while doing for compensation anything pertaining to an occupation so classified, the insurer will pay only […]