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§ 18-40-101. Proof or acknowledgment — Recording

All mortgages of real estate shall be proven or acknowledged in the same manner that deeds for the conveyance of real estate are required by law to be proven or acknowledged. When so proven or acknowledged they shall be recorded in the counties in which the lands lie.

§ 18-40-102. Lien attaches when recorded

Every mortgage of real estate shall be a lien on the mortgaged property from the time it is filed in the recorder’s office for record, and not before. The filing shall be notice to all persons of the existence of the mortgage.

§ 18-40-103. Extension of maturity date

(a) (1) No agreement for the extension of the date of maturity of the whole, or any part, of any debt or note secured by mortgage, deed of trust, or vendor’s lien or for the renewal thereof, whether made in writing or otherwise, and no written or oral acknowledgment of indebtedness thereon, shall operate, so […]

§ 18-40-104. Acknowledgment of satisfaction on record

(a) If a mortgagee or his or her executor, administrator, or assignee receives full satisfaction for the amount due on any mortgage, then at the request of the person making satisfaction, the mortgagee shall acknowledge satisfaction of the amount due on the mortgage on the margin of the record in which the mortgage is recorded. […]

§ 18-40-105. Certification upon payment before sale

If mortgaged property is redeemed by payment to the officer before the sale, the officer shall make a certificate thereof and acknowledge it before some officer authorized to take acknowledgment of deeds for lands. The certificate shall be recorded in the office in which the mortgage is recorded and shall have the same effect as […]

§ 18-40-106. Sufficiency of satisfaction — Transfer or assignment

(a) (1) Satisfaction of any mortgage, deed of trust, vendor’s lien, or lien retained in deed or note made and endorsed on the margin of the record where the instrument is recorded by the mortgagee, trustee, beneficiary, agent of the owner of record of the indebtedness, or by the owner of record thereof, shall be […]

§ 18-40-107. Attestation of satisfaction — Separate release

(a) In all cases in which the party receiving satisfaction of any indebtedness secured by mortgage, deed of trust, or lien affecting real estate is required by law to acknowledge it on the margin of the record, the satisfaction shall be signed by the party and his or her signature shall be attested and dated […]

§ 18-40-108. Validation of prior releases

(a) All releases of mortgages, liens, liens under deeds of trust, vendor’s liens, or other liens appearing upon the record, either upon the margin of the record of the instrument reserving the lien or by separate instrument upon the record, when appearing upon the record as of the date of the passage of this act, […]

§ 18-40-109. Transfer, etc., by separate instrument

(a) (1) No provision contained in §§ 18-40-103, 18-40-106, 18-40-107, and this section shall prevent any mortgagee, trustee, agent of owner of record, or the owner of record, transferee, or assignee appearing of record, from selling, transferring, or assigning any deed of trust, mortgage, or vendor’s lien retained in deed by separate instrument duly acknowledged […]