§ 4-112-110. Entities not required to place security freeze
The following entities are not required to place a security freeze on a credit report: (1) (A) A consumer reporting agency that acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency or multiple consumer reporting agencies and does not maintain a permanent […]
§ 4-112-111. Notice
At any time that a consumer is required to receive a summary of rights required under 15 U.S.C. § 168lg(c), as it existed on January 1, 2009, the following notice shall be included: “Arkansas Consumers Have the Right to Obtain a Security Freeze. You have the right to place a “security freeze” on your credit […]
§ 4-112-112. Civil action
(a) Any person or entity that willfully fails to comply with any requirement imposed under this chapter with respect to any consumer is liable to that consumer in an amount equal to the sum of: (1) Any actual damages sustained by the consumer; and (2) In the case of any successful action to enforce any […]
§ 4-112-113. Enforcement — Penalties — Remedies
(a) A violation of this chapter constitutes an unfair act or practice or a deceptive act or practice under § 4-88-101 et seq. pertaining to deceptive trade practices. (b) (1) All remedies, penalties, and authority granted to the Attorney General under § 4-88-101 et seq. shall be available to the Attorney General for enforcement of […]