§ 4-95-104. Penalties — Civil
In addition to the criminal penalty imposed in § 4-95-103, the Consumer Protection Division shall have authority to file a petition in the Pulaski County Circuit Court for civil enforcement of the provisions of this chapter by seeking an injunction prohibiting any person, firm, partnership, corporation, or any other entity from engaging in any unlawful […]
§ 4-93-102. Definitions
As used in this chapter, the terms “consumer”, “consumer report”, “consumer reporting agency”, and “person” have the same meaning as used in the federal Fair Credit Reporting Act, 15 U.S.C. § 1681, 84 Stat. 1128.
§ 4-95-105. Offers of gifts or prizes
(a) It shall be an unlawful practice under this chapter for any product promoter to enforce or to attempt to enforce an agreement for a consumer product not in compliance with the requirements of this chapter. (b) It shall be an unlawful practice under this chapter for any person to offer a gift, prize, or […]
§ 4-93-103. Notice of adverse action — Required
Whenever credit, the further extension of existing credit, or the increase in limits of existing credit for personal, family, or household purposes is denied either wholly or partly because of information contained in a consumer report from a consumer reporting agency, the user of the consumer report shall so advise the consumer against whom such […]
§ 4-95-106. Purchase agreements generally
(a) Any agreement by a consumer to obtain a consumer product from a product promoter is not enforceable unless it is in writing, it contains the signature of the consumer, and it contains the following information: (1) The name and address and telephone number of the product promoter; (2) A list of the price or […]
§ 4-93-104. Notice of adverse action — Contents — Damages
(a) The notification of adverse action shall be in writing and shall contain: (1) A statement of the action taken; (2) The name and address of the creditor; (3) The name and address of the consumer reporting agency making the report; and (4) The social security number of the consumer, provided that the social security […]
§ 4-95-107. Exemptions
This chapter shall not apply to a consumer product transaction: (1) That has been made in accordance with prior negotiations in the course of a visit by the consumer to a merchant operating a business establishment that has a fixed permanent location and where the consumer products are displayed or offered for sale, lease, or […]
§ 4-94-101. Title
This chapter shall be known and may be cited as the “Health Spa Consumer Protection Act”.
§ 4-94-102. Definitions
As used in this chapter, unless the context otherwise requires: (1) “Buyer” means a person who contracts for and purchases services under a health spa services contract; (2) “Contract for health spa services” means a written agreement whereby a buyer purchases or is obligated to purchase the health spa services or a right to use […]
§ 4-94-103. Scope of chapter
The provisions of this chapter are not exclusive and do not relieve the parties or the contracts subject thereto from compliance with all other applicable provisions of law.