§ 4-114-110. Obligation of reimbursement insurance policy insurers
(a) (1) A provider is considered to be the agent of the insurer that issued a reimbursement insurance policy for the purpose of obligating an insurer for the acts of its agents, including the collection of moneys not forwarded. (2) If a provider is acting as an administrator and enlists other providers, the provider acting […]
§ 4-114-111. Enforcement provisions
(a) The Insurance Commissioner may conduct investigations or examinations of providers, administrators, insurers, or other persons to enforce the provisions of this chapter and protect service contract holders in this state. (b) (1) The commissioner may take any action that is necessary or appropriate to enforce the provisions of this chapter and the commissioner’s rules […]
§ 4-114-112. Rules
The Insurance Commissioner may promulgate rules necessary to effectuate this chapter.
§ 4-115-101. Credit card processing service — Required disclosures — Prohibitions
(a) (1) Any person or entity that offers a credit card processing service in this state shall disclose the following information on any contract or agreement to render a credit card processing service: (A) The effective date of the contract; (B) The term of the contract; (C) The amount of any monthly minimum fee or […]
§ 4-115-102. Penalties and enforcement
(a) A violation of the provisions of this chapter by a person or entity providing credit card processing service shall constitute an unfair and deceptive act or practice, as defined by § 4-88-101 et seq. (b) All remedies, penalties, and authority granted to the Attorney General under § 4-88-101 et seq. shall be available to […]
§ 4-115-103. Applicability and exclusions
(a) Nothing contained in this chapter shall: (1) Affect the jurisdiction of state or federal bank regulators over the regulation of credit card processing services provided by state or national banks; or (2) Limit the rights or remedies that are otherwise available to a person or an entity that has contracted with a credit card […]
§ 4-116-101. Title and intent
(a) This act shall be known and referred to as the “Refund Anticipation Loan Act”. (b) It is the intent of the General Assembly that this act shall protect consumers who enter into a refund anticipation loan and a refund anticipation check transaction.
§ 4-114-101. Title
This chapter shall be known and may be cited as the “Service Contracts Act”.
§ 4-116-102. Definitions
(1) “Consumer” means a person who, individually or in conjunction with another consumer, is solicited for, applies for, or receives a refund anticipation loan or refund anticipation check; (2) “Creditor” means a person who makes a refund anticipation loan or who takes an assignment of a refund anticipation loan; (3) (A) “Facilitator” means a person […]
§ 4-111-105. Use of Spyware Monitoring Fund
(a) All fines and penalties collected under § 4-111-104 shall be paid to the Treasurer of State for the benefit of the Spyware Monitoring Fund to be used by the Attorney General to: (1) Investigate potential violations and enforce the provisions of this subchapter; and (2) Establish and maintain a website to: (A) Provide information […]