§ 63-15-1. Short title
This chapter may be cited as the “Mississippi Motor Vehicle Safety-Responsibility Law.”
§ 63-15-23. Admissibility in evidence in civil actions of reports, etc. of department
Neither the report required by Section 63-15-9, the action taken by the department pursuant to this chapter, the findings, if any, of the department upon which such action is based, nor the security filed as provided in this chapter shall be referred to in any way, or be any evidence of the negligence or due […]
§ 63-15-25. Certification to department of unsatisfied judgment; reports of convictions, pleas or actions in judicial proceedings for violations of motor vehicle laws
Whenever any person fails within sixty days to satisfy any judgment, upon the written request of the judgment creditor or his attorney it shall be the duty of the clerk of the court, or of the judge of a court which has no clerk, in which any such judgment is rendered within this state, to […]
§ 63-15-27. Suspension of license, registration or operating privilege for nonpayment of judgment generally
Upon the receipt of a certified copy of a judgment, the department shall forthwith suspend the license and registration and any nonresident’s operating privilege of any person against whom such judgment was rendered, except as hereinafter otherwise provided in this section and in Section 63-15-33. If the judgment creditor consents in writing, in such form […]
§ 63-15-29. Duration of suspension; effect of discharge in bankruptcy
Such license and nonresident’s operating privilege shall remain so suspended and shall not be renewed, nor shall any such license be thereafter issued in the name of such person, including any such person not previously licensed, unless and until every such judgment is stayed, satisfied in full or to the extent hereinafter provided and until […]
§ 63-15-3. Definitions
The following words and phrases, when used in this chapter, shall, for the purposes of this chapter, have the meanings respectively ascribed to them in this section, except in those instances where the context clearly indicates a different meaning: “Highway” means the entire width between property lines of any road, street, way, thoroughfare or bridge […]
§ 63-15-31. Amounts required for satisfaction of judgment
Judgments referred to in this chapter shall, for the purpose of this chapter only, be deemed satisfied: When Twenty-five Thousand Dollars ($25,000.00) has been credited upon any judgment or judgments rendered in excess of that amount because of bodily injury to or death of one (1) person as the result of any one (1) accident; […]
§ 63-15-33. Allowance and effect of payment of judgment in installments; default
A judgment debtor upon due notice to the judgment creditor may apply to the court in which such judgment was rendered for the privilege of paying such judgment in installments and the court, in its discretion and without prejudice to any other legal remedies which the judgment creditor may have, may so order and fix […]
§ 63-15-35. Requirement of proof of financial responsibility upon conviction, etc., of offense requiring suspension or revocation of license
Whenever the department, under any law of this state, suspends or revokes the license of any person upon receiving record of a conviction or a forfeiture of bail, the department shall also suspend the registration for all motor vehicles licensed in the name of such person. However the department shall not suspend such license, unless […]
§ 63-15-37. Methods of giving proof of financial responsibility generally
Proof of financial responsibility when required under this chapter with respect to a motor vehicle or with respect to a person who is not the owner of a motor vehicle may be given by filing: 1. a certificate of insurance as provided in Section 63-15-39 or Section 63-15-41; or 2. a bond as provided in […]
§ 63-15-39. Certificate of insurance as proof of financial responsibility; residents
Proof of financial responsibility may be furnished by filing with the department the written certificate of any insurance company duly authorized to write motor vehicle liability insurance in this state certifying that there is in effect a motor vehicle liability policy for the benefit of the person required to furnish proof of financial responsibility. Such […]
§ 63-15-4. Insurance card; exemptions; card to be kept in vehicle or displayed by electronic image; insurance company to provide; penalty
The following vehicles are exempted from the requirements of this section: Motor vehicles exempted by Section 63-15-5; Motor vehicles for which a bond or a certificate of deposit of money or securities in at least the minimum amounts required for proof of financial responsibility is on file with the department; Motor vehicles that are self-insured […]
§ 63-15-41. Certificate of insurance as proof of financial responsibility; nonresidents
The nonresident owner of a motor vehicle, the owner or operator of which is not licensed in this state, may give proof of financial responsibility by filing with the department a written certificate or certificates of an insurance company authorized to transact business in the state in which the motor vehicle or motor vehicles described […]
§ 63-15-43. Motor vehicle liability policy; definition; required provisions
A “motor vehicle liability policy” as said term is used in this chapter shall mean an owner’s or an operator’s motor vehicle liability policy, that has been certified as provided in Section 63-15-39 or Section 63-15-41, as proof of financial responsibility, and issued, except as otherwise provided in Section 63-15-41, by an insurance company duly […]
§ 63-15-45. Notice of cancellation or termination of certified policy
When an insurance company has certified a motor vehicle liability policy under Section 63-15-39 or Section 63-15-41, the insurance so certified shall not be cancelled or terminated until at least ten (10) days after a notice of cancellation or termination of the insurance so certified shall be placed in the mail, or transmitted by electronic […]
§ 63-15-46. Premium reductions for older drivers successfully completing accident prevention course
Any rates, rating schedules, or rating manuals for the liability, personal injury protection and collision coverages of a motor vehicle insurance policy shall provide for an appropriate reduction in premium charges as to such coverages when the principal operator of the covered vehicle is an insured fifty-five (55) years of age or older who has […]
§ 63-15-47. Applicability of chapter to policies of motor vehicle insurance
This chapter shall not be held to apply to or affect policies of motor vehicle insurance against liability which may now or hereafter be required by any other law of this state. Such policies, if they contain an agreement or are endorsed to conform to the requirements of this chapter, may be certified as proof […]
§ 63-15-49. Bond as proof of financial responsibility
Proof of financial responsibility may be furnished by filing a bond with the department, accompanied by the statutory recording fee of the chancery clerk to cover the cost of recordation of the notice provided for herein. The bond may be either a surety bond with a surety company authorized to do business within the state […]
§ 63-15-5. Applicability of chapter to government owned vehicles
This chapter shall not apply with respect to any motor vehicle owned by the United States, the State of Mississippi or any political subdivision of this state. Nothing in this chapter shall be construed so as to exclude from this chapter its applicability to taxicabs, jitneys or other vehicles for hire operating under franchise or […]
§ 63-15-51. Deposit of cash or securities as proof of financial responsibility
Proof of financial responsibility may be evidenced by the certificate of the state treasurer that the person named therein has deposited with him fifteen thousand dollars ($15,000.00) in cash, or securities such as may legally be purchased by savings banks or for trust funds of a market value of fifteen thousand dollars ($15,000.00). The state […]