§ 83-71-51. Purpose

The purpose of Sections 83-71-51 through 83-71-65 is to prohibit unfair discrimination by life insurers or insurance professionals on the basis of abuse status.Nothing in Sections 83-71-51 through 83-71-65 shall be construed to create or imply a private cause of action for a violation of Sections 83-71-51 through 83-71-65.

§ 83-71-53. Applicability of Sections 83-71-51 through 83-71-65 to life insurers and insurance professionals issuing or renewing life insurance policies or certificates of life insurance in Mississippi

Sections 83-71-51 through 83-71-65 apply to all life insurers and insurance professionals involved in issuing or renewing in this state a policy or certificate of life insurance.

§ 83-71-55. Definitions

As used in Sections 83-71-51 through 83-71-65, unless the context clearly indicates otherwise: “Abuse” means the occurrence of one or more of the following acts by a current or former family member, household member, intimate partner or caretaker: Attempting to cause or intentionally, knowingly or recklessly causing another person bodily injury, physical harm, severe emotional […]

§ 83-71-57. Unfair discriminatory acts; life insurance

It is unfairly discriminatory to: Deny, refuse to issue, refuse to renew or reissue, cancel or otherwise terminate, restrict or exclude insurance coverage on or add a premium differential to a policy for an applicant or insured on the basis of the applicant’s or insured’s abuse status; or Exclude, limit or deny benefits on a […]

§ 83-71-59. Insurer or insurance professional taking adverse action on the basis of a medical condition insurer or insurance professional knows is abuse-related required to provide explanation for action

An insurer or insurance professional that takes an action that adversely affects an applicant or insured on the basis of a medical condition that the insurer or insurance professional knows or has reason to know is abuse-related shall explain the reason for its action to the applicant or insured in writing and shall be able […]

§ 83-71-61. Insurers to develop and adhere to written policies to protect the safety and privacy of subjects of abuse

Insurers shall develop and adhere to written policies specifying procedures to be followed by employees and by insurance professionals with which they contract for the purpose of protecting the safety and privacy of a subject of abuse and shall otherwise implement the provisions of Sections 83-71-51 through 83 71-65 when taking an application, investigating a […]

§ 83-71-63. Investigation of written, signed complaints; adjudicatory proceeding; penalties for violations of Sections 83-71-51 through 83-71-65

The commissioner shall conduct a reasonable investigation based on a written and signed complaint received by the commissioner and shall issue a prompt determination as to whether a violation of Sections 83-71-51 through 83-71-65 may have occurred.If the commissioner finds from the investigation that a violation of Sections 83-71-51 through 83-71-65 may have occurred, the […]

§ 83-71-65. Applicability of Sections 83-71-51 through 83-71-65 to certain policies or certificates of life insurance and certain applications for coverage under a policy or certificate of life insurance

Sections 83-71-51 through 83 71-65 apply to every policy or certificate that is issued, reissued, renewed or continued on or after July 1, 2010, and to every application that is submitted on or after July 1, 2010, for coverage under a policy or certificate.