16a-4-110 (UCCC) Charge for insurance in connection with a refinancing or consolidation; duplicate charges.
16a-4-110. (UCCC) Charge for insurance in connection with a refinancing or consolidation; duplicate charges. (1) A creditor may not contract for or receive a separate charge for insurance in connection with a refinancing (section 16a-2-504) or a consolidation (section 16a-2-505), unless: (a) The consumer agrees at or before the time of refinancing or consolidation that […]
16a-4-111 (UCCC) Cooperation between administrator and commissioner of insurance.
16a-4-111. (UCCC) Cooperation between administrator and commissioner of insurance. The administrator and the commissioner of insurance are authorized and directed to consult and assist one another in maintaining compliance with this article. They may jointly pursue investigations, prosecute suits, and take other official action, as may seem to them appropriate, if either of them is […]
16a-4-112 (UCCC) Administrative action of commissioner of insurance.
16a-4-112. (UCCC) Administrative action of commissioner of insurance. (1) To the extent that the commissioner’s responsibility under this article requires, the commissioner of insurance shall issue rules with respect to insurers, and with respect to refunds (K.S.A. 16a-4-108, and amendments thereto), forms, schedules of premium rates and charges (K.S.A. 16a-4-203, and amendments thereto), and the […]
16a-4-201 (UCCC) Term of insurance.
16a-4-201. (UCCC) Term of insurance. (1) Consumer credit insurance provided by a creditor may be subject to the furnishing of evidence of insurability satisfactory to the insurer. Whether or not such evidence is required, the term of the insurance shall commence no later than when the consumer becomes obligated to the creditor or when the […]
16a-4-202 (UCCC) Amount of insurance.
16a-4-202. (UCCC) Amount of insurance. (1) Except as provided in subsection (2): (a) In the case of consumer credit insurance providing life coverage, the amount of insurance may not initially exceed the debt and, if the debt is payable in installments, may not at any time exceed the greater of the scheduled or actual amount […]
16a-4-203 (UCCC) Filing and approval of rates and forms.
16a-4-203. (UCCC) Filing and approval of rates and forms. (1) A creditor may not use a form or a schedule of premium rates or charges, the filing of which is required by this section, if the commissioner of insurance has disapproved the form or schedule and has notified the insurer of his disapproval. A creditor […]
16a-4-301 (UCCC) Property insurance.
16a-4-301. (UCCC) Property insurance. (1) A creditor may not contract for or receive a separate charge for insurance against loss of or damage to property unless: (a) The insurance covers a substantial risk of loss of or damage to property related to the credit transaction; (b) the amount, terms, and conditions of the insurance are […]
16a-4-101 (UCCC) Short title.
16a-4-101. (UCCC) Short title. This article shall be known and may be cited as revised uniform consumer credit code—insurance. History: L. 1973, ch. 85, § 61; January 1, 1974.
16a-4-302 (UCCC) Insurance on creditor’s interest only.
16a-4-302. (UCCC) Insurance on creditor’s interest only. If a creditor contracts for or receives a separate charge for insurance against loss of or damage to property, the risk of loss or damage not willfully caused by the consumer is on the consumer only to the extent of any deficiency in the effective coverage of the […]