16a-6-111 (UCCC) Injunctions against unconscionable agreements and fraudulent or unconscionable conduct.
16a-6-111. (UCCC) Injunctions against unconscionable agreements and fraudulent or unconscionable conduct. (1) The administrator may bring a civil action to restrain a creditor or a person acting in his behalf from engaging in a course of: (a) Making or enforcing unconscionable terms or provisions of consumer credit transactions; (b) fraudulent or unconscionable conduct in inducing […]
16a-6-408 Declaratory judgment on validity or applicability or rules.
16a-6-408. Declaratory judgment on validity or applicability or rules. The validity or applicability of a rule may be determined in an action for declaratory judgment in the manner prescribed by K.S.A. 77-434, and amendments thereto. History: L. 1973, ch. 85, § 123; January 1, 1974.
16a-5-110 (UCCC) Notice of consumer’s right to cure.
16a-5-110. (UCCC) Notice of consumer’s right to cure. (1) After a consumer has been in default for 10 days for failure to make a required payment in a consumer credit transaction payable in installments, a creditor may give the consumer the notice described in this section. A creditor gives notice to the consumer under this […]
16a-5-111 (UCCC) Cure of default.
16a-5-111. (UCCC) Cure of default. (1) This section applies to consumer credit transactions. (2) Except as provided in subsection (3), after a default consisting only of the consumer’s failure to make a required payment in a consumer credit transaction payable in installments, a creditor may neither accelerate maturity of the unpaid balance of the obligation […]
16a-5-112 (UCCC) Creditor’s right to take possession after default.
16a-5-112. (UCCC) Creditor’s right to take possession after default. Upon default by a consumer, unless the consumer voluntarily surrenders possession of the collateral to the creditor, the creditor may take possession of the collateral without judicial process only if possession can be taken without entry into a dwelling and without the use of force or […]
16a-5-201 (UCCC) Effect of violations on rights of parties.
16a-5-201. (UCCC) Effect of violations on rights of parties. (1) If a creditor has violated the provisions of this act applying to collection of excess charges or enforcement of rights (subsection (4) of section 16a-1-201), restrictions on interests in land as security (section 16a-2-307), limitations on the schedule of payments or loan terms for supervised […]
16a-5-202 (UCCC) Refunds and penalties as setoff to obligation.
16a-5-202. (UCCC) Refunds and penalties as setoff to obligation. Refunds or penalties to which the consumer is entitled pursuant to this part may be set off against the consumer’s obligation, and may be raised as a defense to a suit on the obligation without regard to the time limitations prescribed by this part. History: L. […]
16a-5-203 (UCCC) Civil liability for violation of disclosure provisions.
16a-5-203. (UCCC) Civil liability for violation of disclosure provisions. (1) Except as otherwise provided in this section, a creditor who, in violation of the provisions of the rules and regulations adopted by the administrator pursuant to K.S.A. 16a-6-117, and amendments thereto, fails to disclose information to a person entitled to the information under the provisions […]
16a-5-301 (UCCC) Intentional violations; penalties.
16a-5-301. (UCCC) Intentional violations; penalties. (1) It is unlawful for any person to violate any of the provisions of this act, any rule and regulation adopted or order issued under this act. A conviction for an intentional violation is a class A nonperson misdemeanor. A second or subsequent conviction of this subsection is severity level […]
16a-6-101 (UCCC) Short title.
16a-6-101. (UCCC) Short title. This article shall be known and may be cited as revised uniform consumer credit code—administration. History: L. 1973, ch. 85, § 94; January 1, 1974.