Section 59A-32-22 – Freedom of choice; doctor of oriental medicine.
A. Within the area and limits of coverage offered an insured and selected by him in the application for insurance, for vehicle insurance medical payments as defined in Subsection D of Section 59A-7-7 NMSA 1978, the right of any person to exercise full freedom of choice in the selection of any licensed doctor of oriental […]
Section 59A-32-23 – Vehicle insurance; primary liability; assignment; notice.
A. When a vehicle owned by a licensed automobile dealer is loaned without a fee to a person for demonstration purposes, as a temporary substitute for that person’s vehicle while it is being serviced or repaired, as a promotional courtesy vehicle or as a courtesy vehicle, primary insurance or self-insurance coverage shall be provided by […]
Section 59A-32-14 – Insurance policies; appropriate reduction in premiums.
A. Any rates, rating schedules or rating manuals for the liability, personal injury protection and collision coverages of a motor vehicle insurance policy submitted to or filed with the superintendent of insurance shall provide for an appropriate reduction in premium charges for a three-year consecutive period for such coverages when the principal operator of the […]
Section 59A-32-15 – Conditions for maintaining the discount.
The premium reduction required by this section shall be effective for an insured for a three-year period after successful completion of the approved course, except that the insurer may require, as a condition of maintaining the discount, that the insured: A. not be involved in an accident for which the insured is at fault; and […]
Section 59A-32-16 – Certificate of course completion.
Upon successfully completing the approved course, each person shall be issued a certificate by the organization offering the course which shall be used to qualify for the premium discount required by Section 1 [59A-32-14 NMSA 1978] of this act. History: Laws 1987, ch. 18, § 3.
Section 59A-32-17 – Exceptions.
The provisions of this act [59A-32-14 to 59A-32-19 NMSA 1978] do not apply in the event the approved course is ordered by a court or other governmental entity resulting from a moving traffic violation or made a condition of the dismissal of a moving traffic violation. History: Laws 1987, ch. 18, § 4.
Section 59A-32-18 – Continued eligibility.
Each participant shall take an approved course every three years in order to continue to be eligible for the reduction in premiums. History: Laws 1987, ch. 18, § 5.
Section 59A-32-19 – Discounts or reductions in premiums.
Nothing in Sections 59A-32-14 through 59A-32-18 NMSA 1978 shall prohibit an insurer offering private passenger motor vehicle insurance to New Mexico residents from providing a minimum twenty percent premium discount for bodily injury liability, property damage liability and collision coverages. History: Laws 1987, ch. 18, § 6; 1991, ch. 135, § 1; 1993, ch. 194, […]
Section 59A-32-20 – Rental car companies; insurance coverage.
Any rental car company offering for sale insurance coverage or collision damage waivers shall state clearly on the front page of the rental contract that the purchaser of the insurance coverage or collision damage waiver offered may be covered for such claims on his personal motor vehicle insurance policy and that if such insurance coverage […]
Section 59A-32-21 – Discounts for comprehensive coverage.
A. Any insurance company authorized to write private passenger automobile insurance within the state shall provide a minimum premium discount of ten percent for motor vehicles with passive anti-theft devices. These discounts shall apply to comprehensive coverage and shall be approved by the superintendent pursuant to Section 59A-17-13 NMSA 1978 as part of the insurer’s […]