Section 83.140 – Consolidation of purchases with prior contract.
(1) If, in a retail installment transaction, a retail buyer makes any subsequent purchases of goods or services from a retail seller from whom the buyer has previously purchased goods or services under one or more retail installment contracts, and the amounts under such previous contract or contracts have not been fully paid, the subsequent […]
Section 83.150 – Unenforceable contract provisions.
No provision of a retail installment contract or retail charge agreement shall be valid: (1) By which the buyer agrees not to assert against the seller or against an assignee a claim or defense arising out of the sale. (2) That provides for a wage assignment. [1963 c.489 §15; 1971 c.232 §1]
Section 83.160 – Waiver of ORS 83.010 to 83.190.
No act or agreement of the retail buyer before or at the time of the making of a retail installment contract, retail charge agreement or purchases thereunder shall constitute a valid waiver of any of the provisions of ORS 83.010 to 83.190 or of any remedies granted to the buyer by law. [1963 c.489 §16]
Section 83.170 – Effect of violation of ORS 83.010 to 83.190 by seller.
Any seller who enters into any contract or agreement which does not comply with the provisions of ORS 83.010 to 83.190 or who violates any provision of ORS 83.010 to 83.190 except as a result of an accidental or bona fide error shall be barred from the recovery of any service charge, official fees or […]
Section 83.180 – Enforcement of ORS 83.010 to 83.190.
The Attorney General of the State of Oregon or a district attorney may bring an action in the name of the state against any person to restrain and prevent any violation of ORS 83.010 to 83.190. [1963 c.489 §§19,20; 1975 c.437 §6]
Section 83.190 – Civil penalties.
Any person who violates any order or injunction issued pursuant to ORS 83.010 to 83.190 shall forfeit and pay a civil penalty of not more than $1,000. For the purpose of this section the circuit court issuing any injunction shall retain jurisdiction, and the cause shall be continued, and in such cases the Attorney General […]
Section 83.100 – Extra charges; miscellaneous provisions of contract.
(1) Except as provided in ORS 20.082, the holder of any retail installment contract or retail charge agreement may not collect any delinquency or collection charges, including any attorney’s fee and court costs and disbursements, unless the contract or charge agreement so provides. In such cases, the charges shall be reasonable, and no attorney’s fee […]
Section 83.110 – Insurance.
(1) If the cost of any insurance is included in the retail installment contract or retail charge agreement: (a) The contract or agreement shall state the nature, purpose, term and amount of such insurance. (b) The contract or agreement shall state whether the insurance is to be procured by the buyer or the seller. (c) […]
Section 83.120 – Receipts; schedule of payments.
A buyer shall be given a written receipt for any payment when made in cash. Upon written request of the buyer, the holder of a retail installment contract shall give or forward to the buyer a written statement of the dates and amounts of payments and the total amount unpaid under the contract. Such a […]
Section 83.130 – Voluntary prepayment by buyer; refund.
(1) Notwithstanding the provisions of any retail installment contract to the contrary, and if the rights of the purchaser have not been terminated or forfeited under the terms of the contract, any buyer may prepay in full the unpaid time balance thereof at any time before its final due date. If the buyer does so, […]