Section 83.580 – Insurance.
(1) The amount, if any, included for automobile insurance, shall not exceed the premiums chargeable in accordance with rate filings made by the insurer with the Director of the Department of Consumer and Business Services for such insurance. (2) The amount, if any, included for life, health and accident or other insurance, other than automobile […]
Section 83.590 – Delinquency and collection charges.
The holder of a retail installment contract, if the contract so provides, may collect a delinquency charge on each installment in default for a period of 10 days or longer. The delinquency charge for any installment shall not exceed five percent of the delinquent installment. In addition to the delinquency charge, the retail installment contract […]
Section 83.600 – Schedule of payments; receipts.
Upon written request from the buyer, the holder of a retail installment contract shall give or forward to the buyer a written statement of the dates and amounts of payments made and the total amount unpaid on the contract. A buyer shall be given a written receipt for any payment when made in cash. [1957 […]
Section 83.610 – Delivery to buyer of instrument indicating full payment; release of security.
After the payment of all sums for which the buyer is obligated under a retail installment contract or other security agreement, as defined in ORS 79.0102, and upon written demand made by the buyer, the holder of such contract or agreement shall mail to the buyer at the buyer’s last-known address, good and sufficient instruments […]
Section 83.100 – Extra charges; miscellaneous provisions of contract.
(1) Except as provided in ORS 20.082, the holder of any retail installment contract or retail charge agreement may not collect any delinquency or collection charges, including any attorney’s fee and court costs and disbursements, unless the contract or charge agreement so provides. In such cases, the charges shall be reasonable, and no attorney’s fee […]
Section 83.110 – Insurance.
(1) If the cost of any insurance is included in the retail installment contract or retail charge agreement: (a) The contract or agreement shall state the nature, purpose, term and amount of such insurance. (b) The contract or agreement shall state whether the insurance is to be procured by the buyer or the seller. (c) […]
Section 83.120 – Receipts; schedule of payments.
A buyer shall be given a written receipt for any payment when made in cash. Upon written request of the buyer, the holder of a retail installment contract shall give or forward to the buyer a written statement of the dates and amounts of payments and the total amount unpaid under the contract. Such a […]
Section 83.130 – Voluntary prepayment by buyer; refund.
(1) Notwithstanding the provisions of any retail installment contract to the contrary, and if the rights of the purchaser have not been terminated or forfeited under the terms of the contract, any buyer may prepay in full the unpaid time balance thereof at any time before its final due date. If the buyer does so, […]
Section 83.140 – Consolidation of purchases with prior contract.
(1) If, in a retail installment transaction, a retail buyer makes any subsequent purchases of goods or services from a retail seller from whom the buyer has previously purchased goods or services under one or more retail installment contracts, and the amounts under such previous contract or contracts have not been fully paid, the subsequent […]
Section 83.150 – Unenforceable contract provisions.
No provision of a retail installment contract or retail charge agreement shall be valid: (1) By which the buyer agrees not to assert against the seller or against an assignee a claim or defense arising out of the sale. (2) That provides for a wage assignment. [1963 c.489 §15; 1971 c.232 §1]