Section 697.086 – Rules for collection of child support payments.
(1) The Director of the Department of Consumer and Business Services shall adopt rules that regulate the practices of a collection agency that enters into an agreement with an obligee to collect child support payments as provided in ORS 25.020. (2) The rules adopted by the director under this section shall be as consistent as […]
Section 697.520 – Prohibited practices; effect on charges for dishonored payment instruments.
(1) A check-cashing business may not charge or collect, directly or indirectly, an excessive fee, service charge or other consideration for cashing a payment instrument. A fee, service charge or other consideration is excessive if the total amount charged is more than the following amounts: (a) For a payment instrument issued by the federal government […]
Section 697.087 – Injunction; damages; attorney fees; limitation on actions.
(1) Any person injured as a result of the violation of any provision of ORS 697.015 or 697.058 or any rule adopted under ORS 697.031 or 697.085 may bring an action in an appropriate court to enjoin the practice or to recover actual damages or $200, whichever is greater. The court or the jury may […]
Section 697.522 – Receipt; contents.
A check-cashing business shall provide a receipt to the individual for whom the business cashes a payment instrument. The receipt must display at least: (1) The name, assumed business name or trade name of the check-cashing business; (2) The transaction date; (3) The face amount of the payment instrument; and (4) The fee charged or […]
Section 697.091 – Fees or compensation received in violation of law; disposition.
(1) A person who violates any provision of ORS 697.015 or 697.058 or any rule adopted under ORS 697.031 or 697.085 shall not charge or receive any fee or compensation on any moneys received or collected while in violation of any provision of ORS 697.015 or 697.058 or any rule adopted under ORS 697.031 or […]
Section 697.524 – Endorsement and deposit of payment instruments.
A check-cashing business shall: (1) Endorse in the name of the business all payment instruments for which the business provided money, credit or any other thing of value; and (2) Deposit or present for payment each such payment instrument not later than one business day following the date of the transaction. [2007 c.358 §9]
Section 697.093 – Enforcement.
(1) The Director of the Department of Consumer and Business Services may: (a) Undertake the investigations, including investigations outside this state, that the director considers necessary to determine whether a person has: (A) Violated, is violating or is about to violate: (i) ORS 697.015, 697.031, 697.045, 697.058, 697.091, 697.105 or 697.115; (ii) A rule adopted […]
Section 697.094 – Orders issued under ORS 697.093.
(1) The Director of the Department of Consumer and Business Services shall serve an order under ORS 697.093 on the person named in the order. (2) An order issued under ORS 697.093 becomes effective upon service on the person named in the order. (3) ORS 183.413 to 183.470 apply to an order issued under ORS […]
Section 697.095 – Civil penalties.
(1) In addition to any other penalty provided by law, a person who violates any provision of ORS 697.015 or 697.058 or any rule adopted under ORS 697.031, 697.085 or 697.086 is subject to forfeiture and payment of a civil penalty to the Department of Consumer and Business Services in an amount of not more […]
Section 697.105 – Fee for collection of debt owed public body; notice to debtor; amount.
(1) Except as provided in ORS 1.202 and 293.231, if a public body, as defined in ORS 174.109, uses a private collection agency to collect a debt owed to the public body, the public body may add a reasonable fee to the amount of the debt, payable by the debtor, to compensate the public body, […]