Section 746.625 – Marketing and research surveys.
An insurer or insurance producer shall clearly identify those questions that are designed to obtain personal information solely for marketing or research purposes from an individual in connection with an insurance transaction. [1981 c.649 §7; 2003 c.87 §11; 2003 c.364 §156]
Section 746.630 – Authorization for disclosure of certain information; forms; revocation.
(1) Notwithstanding any other law of this state, a licensee or insurance-support organization may not use as its disclosure authorization form in connection with insurance transactions a form or statement that authorizes the disclosure of personal or privileged information about an individual to the licensee or insurance-support organization unless the form or statement is clear […]
Section 746.632 – Genetic information used for treatment; authorization; disclosure.
(1) Notwithstanding ORS 192.537 (3), a health insurer may retain genetic information of an individual without obtaining an authorization from the individual or a personal representative of the individual if the retention is for treatment, payment or health care operations by the insurer. (2) Notwithstanding ORS 192.539 (1), a health insurer may disclose genetic information […]
Section 746.635 – Investigative consumer reports.
(1) No insurer, insurance producer or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement or a change in insurance benefits unless the insurer or insurance producer informs the individual: (a) That the individual […]
Section 746.640 – Access to recorded personal information.
(1) If any individual, after proper identification, submits a written request to an insurer, insurance producer or insurance-support organization for access to recorded personal information about the individual that is reasonably described by the individual and reasonably locatable and retrievable by the insurer, insurance producer or insurance-support organization, the insurer, insurance producer or insurance-support organization […]
Section 746.600 – Definitions for ORS 746.600 to 746.690.
As used in ORS 746.600 to 746.690: (1)(a) “Adverse underwriting decision” means any of the following actions with respect to insurance transactions involving insurance coverage that is individually underwritten: (A) A declination of insurance coverage. (B) A termination of insurance coverage. (C) Failure of an insurance producer to apply for insurance coverage with a specific […]
Section 746.645 – Correction, amendment or deletion of recorded personal information.
(1) Within 30 business days from the date of receipt of a written request from an individual to correct, amend or delete any recorded personal information about the individual within its possession, an insurer, insurance producer or insurance-support organization shall either: (a) Correct, amend or delete the portion of the recorded personal information in dispute; […]
Section 746.605 – Purpose.
The purpose of ORS 746.600 to 746.690 is to: (1) Establish standards for the collection, use and disclosure of personal information gathered in connection with insurance transactions by insurers, insurance producers or insurance-support organizations; (2) Maintain a balance between the need for personal information by those conducting the business of insurance and the public’s need […]
Section 746.606 – Information privacy standards for health insurers.
ORS 746.607 and 746.608 establish standards for health insurers that are subject to the information privacy provisions of both the federal Health Insurance Portability and Accountability Act of 1996 (P.L. 104-191) and the federal Gramm-Leach-Bliley Act (P.L. 106-102). These standards address: (1) Use and disclosure of personal information; (2) Access of individuals to personal information; […]
Section 746.607 – Use and disclosure of personal information.
Except as provided in ORS 743B.555, a health insurer: (1) May use or disclose personal information of an individual in a manner that is consistent with an authorization provided by the individual or a personal representative of the individual. (2) May use or disclose protected health information of an individual without obtaining an authorization from […]