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§ 45-13-107. Lost Licenses — Substitutions

In the event that a license issued under this chapter is lost or destroyed, the person to whom the license was issued may, upon payment of a nonrefundable fee prescribed by the commissioner, obtain a substitute license upon furnishing proof satisfactory to the commissioner that the license has become lost or destroyed.

§ 45-13-101. Short Title

This chapter shall be known and may be cited as the “Tennessee Residential Lending, Brokerage and Servicing Act.”

§ 45-13-102. Purpose

The origination or offering of financing for residential real property has a direct, valuable and immediate impact upon Tennessee’s consumers, Tennessee’s economy, the neighborhoods and communities of this state and the housing and real estate industry. The general assembly finds that accessibility to mortgage credit is vital to the state’s citizens. It is the purpose […]

§ 45-13-103. Administrative Authority

The commissioner is granted broad administrative authority to administer, interpret and enforce this chapter and to promulgate reasonable substantive and procedural rules and regulations to carry out the purposes of this chapter.

§ 45-13-104. Provisions Remedial

This chapter is declared to be remedial in nature, and this chapter shall be liberally construed to effectuate the purpose of this chapter.

§ 45-13-105. Chapter Definitions

As used in this chapter, unless the context otherwise requires: “Branch manager” means the individual whose principal office is physically located in, who is in charge of and who is responsible for the business operations of a branch office of a mortgage lender or mortgage loan broker licensed under this chapter; “Branch office” means an […]

§ 45-13-106. Certificates of Registration and Registration Certificates

Any certificate of registration or registration certificate issued by the commissioner under the former provisions of this chapter and outstanding on July 31, 2009, is not renewable, but shall remain valid until and expire on December 31, 2009, unless such authority is extended as provided in subsection (b) or subsection (c), as applicable. Any mortgage […]