Sec. 28.22.231. Policy coverage exclusions.
The uninsured and underinsured motorists coverage required under this chapter does not apply to bodily injury or death or damage to or destruction of property of an insured (1) while occupying a motor vehicle owned by, but not insured by, the named insured or the insured’s spouse or relative residing in the same household; or […]
Sec. 28.22.301. Policy interpretation.
A provision in this chapter may not be interpreted to prohibit a motor vehicle liability policy from including limitations, conditions, exceptions, exclusions, or other provisions that do not violate the requirements of this chapter or other applicable laws.
Sec. 28.22.311. Definition.
In this chapter, “motor vehicle liability policy” means an owner’s policy, an operator’s policy, or a personal policy that (1) meets the requirements of AS 28.22.101; and (2) is issued by an insurance carrier authorized to transact business in the state to or for the benefit of the person named as insured.
Sec. 28.22.321. Short title.
This chapter may be cited as the Alaska Mandatory Automobile Insurance Act.
Sec. 28.22.201. Uninsured and underinsured motorists coverage.
(a) The uninsured and underinsured motorists coverage required under this chapter (1) does not apply to bodily injury, sickness, disease, or death of an insured or damage to or destruction of property of an insured until the limits of liability bonds and policies that apply have been used up by payments or judgments or settlements; […]
Sec. 28.22.221. Uninsured and underinsured motorists policy coverage and priorities.
If a person is entitled to uninsured or underinsured motorists coverage under more than one coverage when two or more vehicles are insured under one policy, the maximum amount payable may not exceed the highest limit of any one coverage under the policy. If a person is entitled to uninsured or underinsured motorists coverage under […]
Sec. 28.22.011. Motor vehicle liability insurance required; exemptions.
(a) The operator or owner of a motor vehicle subject to registration under AS 28.10.011 when driven on a highway, vehicular way or area, or on other public property in the state, shall be insured under a motor vehicle liability policy that complies with this chapter or a certificate of self-insurance that complies with AS […]
Sec. 28.22.019. Proof of insurance to be exhibited on demand; penalty.
(a) A person shall have proof of motor vehicle liability insurance in the person’s immediate possession at all times when driving a motor vehicle, and shall present the proof for inspection upon the demand of a peace officer or other authorized representative of the Department of Public Safety. A person may display the proof on […]
Sec. 28.22.021. Requirement of proof of motor vehicle liability insurance.
The owner or operator of a motor vehicle required to have motor vehicle liability insurance that complies with this chapter or a certificate of self-insurance that complies with AS 28.20.400, shall show proof of this insurance when that person is involved in an accident that results in bodily injury to or death of a person, […]
Sec. 28.22.031. Method of proof of motor vehicle liability insurance.
(a) A person involved in an accident who is required under AS 28.22.021 to prove that a motor vehicle liability policy or a certificate of self-insurance was in effect shall, within 15 days after the accident, (1) present a copy of the insurance policy, certificate, bond, or insurance binder that was in effect at the […]