§ 20-266 – Minimum liability policy; availability
20-266. Minimum liability policy; availability An insurer writing or an insurance producer soliciting applications for motor vehicle liability policies that insure six or fewer motor vehicles shall make available a policy for the mandatory minimum motor vehicle liability limits as prescribed in section 28-4009 if requested by a named insured or an applicant who meets […]
§ 20-267 – Motor vehicle liability policies; monthly basis; fee
20-267. Motor vehicle liability policies; monthly basis; fee A. An insurer writing or an insurance producer soliciting applications for motor vehicle liability policies shall make available a monthly premium payment plan on policies that insure six or fewer motor vehicles. B. At the inception of a monthly premium payment plan, an insurer may not require […]
§ 20-268 – Motor vehicle subrogation
20-268. Motor vehicle subrogation A. If a motor vehicle claim is subject to subrogation, the insured may bring a cause of action separate and apart from the insurer seeking recovery of damages for which the insured has not been compensated by the insurer. Any settlement or judgment of the claim of the insured alone shall […]
§ 20-270 – Residential property insurance; prohibited acts
20-270. Residential property insurance; prohibited acts A. An insurer shall not charge more premium for residential property insurance coverage on a property with a single below deductible claim, not exceeding five hundred dollars in the previous three years, than it would charge for like coverage on the same property if the property had no below […]
§ 20-271 – Lienholders; proof; accidents; notice; applicability
20-271. Lienholders; proof; accidents; notice; applicability A. An insured or claimant shall provide information as part of the proof of loss concerning the existence of any lien or encumbrance against the vehicle involved in the accident or incident giving rise to the damage or loss. A claim shall not be an acceptable proof of loss […]
§ 20-259.02 – Coverage to include car pool operators and car pool vehicles; definitions
20-259.02. Coverage to include car pool operators and car pool vehicles; definitions A. A policy of private passenger vehicle insurance shall not be delivered or issued for delivery in this state unless coverage is provided for the protection of any person insured under such policy while such person is acting as a car pool operator, […]
§ 20-259.03 – Uninsured and underinsured motorist coverages; insured; wrongful death recovery
20-259.03. Uninsured and underinsured motorist coverages; insured; wrongful death recovery Notwithstanding any other law, in the case of the death of an insured who is covered under the uninsured and underinsured motorist coverages of a motor vehicle liability policy, recovery for wrongful death is limited to any party who is qualified to bring a wrongful […]
§ 20-260 – Limit of risk
20-260. Limit of risk A. No insurer shall retain any risk on any one subject of insurance, whether located or to be performed in this state or elsewhere, in an amount exceeding ten per cent of its surplus to policyholders, except that a domestic mutual insurer holding a certificate of authority may retain up to […]
§ 20-261 – Authorized reinsurance
20-261. Authorized reinsurance A. An insurer shall reinsure its risks, or any part of its risks, only in solvent insurers having surplus to policyholders not less in amount than the minimum required capital stock required under this title of a domestic stock insurer, other than a limited stock insurer or a domestic life and disability […]
§ 20-262 – Motor vehicle insurance policy; reduction of rate for older person completing accident prevention course; course requirements
20-262. Motor vehicle insurance policy; reduction of rate for older person completing accident prevention course; course requirements A. An insurer issuing motor vehicle liability insurance policies in this state may provide additional reductions in rates for motor vehicle personal injury and property damage coverage to an insured who: 1. Is at least fifty-five years of […]