§ 20-264 – Automobile insurance; damaged safety equipment deductible optional; definition
20-264. Automobile insurance; damaged safety equipment deductible optional; definition A. Any insurer writing private passenger automobile insurance which includes comprehensive coverage for motor vehicle damage shall provide at the option of the insured complete coverage for the repair or replacement of all damaged safety equipment without regard to any deductible. B. As used in this […]
§ 20-265 – Motor vehicle insurance; premium and fee comparisons and complaint ratios
20-265. Motor vehicle insurance; premium and fee comparisons and complaint ratios The department of insurance and financial institutions shall compile comparisons of premiums and fees charged at policy inception and complaint ratios for motor vehicle insurance policies that insure six or fewer motor vehicles. The comparisons shall reflect premiums and fees associated with the inception […]
§ 20-266 – Minimum liability policy; availability
20-266. Minimum liability policy; availability An insurer writing or an insurance producer soliciting applications for motor vehicle liability policies that insure six or fewer motor vehicles shall make available a policy for the mandatory minimum motor vehicle liability limits as prescribed in section 28-4009 if requested by a named insured or an applicant who meets […]
§ 20-254.01 – “Annuities” defined
20-254.01. " Annuities" defined " Annuities" encompass all agreements to make periodic payments, other than contracts defined by section 20-254 as " life insurance" , where the making or continuance of all or of some of a series of such payments, or the amount of any such payment, is dependent upon the continuance of human […]
§ 20-255 – “Marine and transportation insurance” defined
20-255. " Marine and transportation insurance" defined " Marine and transportation insurance" includes: 1. Insurance against any and all kinds of loss or damage to vessels, craft, aircraft, cars, automobiles and vehicles of every kind, as well as all goods, freight, cargoes, merchandise, effects, disbursements, profits, monies, bullion, precious stones, securities, choses in action, evidences […]
§ 20-256 – “Property insurance” defined
20-256. " Property insurance" defined " Property insurance" is insurance on real or personal property of every kind and interest therein, against loss or damage from any or all hazard or cause, and against loss consequential upon such loss or damage, other than noncontractual legal liability for any such loss or damage. Property insurance shall […]
§ 20-257 – “Surety insurance” defined
20-257. " Surety insurance" defined " Surety insurance" includes: 1. Fidelity insurance, which is insurance guaranteeing the fidelity of persons holding positions of public or private trust. 2. Insurance guaranteeing the performance of contracts, other than insurance policies, and guaranteeing and executing bonds, undertakings and contracts of suretyship. 3. Insurance indemnifying banks, bankers, brokers, financial […]
§ 20-258 – Multiple line insurers
20-258. Multiple line insurers For the purposes of this title, a multiple line insurer may transact any two or more kinds of insurance, as defined in sections 20-252, 20-253, 20-255, 20-256 and 20-257.
§ 20-259 – “Vehicle insurance” defined
20-259. " Vehicle insurance" defined " Vehicle insurance" is insurance against loss of or damage to any land vehicle or aircraft or to property while contained therein or thereon or being loaded or unloaded therein or therefrom, from any hazard or cause, and against any loss, liability or expense resulting from or incident to ownership, […]
§ 20-259.01 – Motor vehicle liability policy; uninsured optional; underinsured optional; subrogation; medical payments liens; definitions
20-259.01. Motor vehicle liability policy; uninsured optional; underinsured optional; subrogation; medical payments liens; definitions A. Every insurer writing automobile liability or motor vehicle liability policies shall make available to the named insured thereunder and by written notice offer the named insured and at the request of the named insured shall include within the policy uninsured […]