§ 20-268 – Motor vehicle subrogation
20-268. Motor vehicle subrogation A. If a motor vehicle claim is subject to subrogation, the insured may bring a cause of action separate and apart from the insurer seeking recovery of damages for which the insured has not been compensated by the insurer. Any settlement or judgment of the claim of the insured alone shall […]
§ 20-270 – Residential property insurance; prohibited acts
20-270. Residential property insurance; prohibited acts A. An insurer shall not charge more premium for residential property insurance coverage on a property with a single below deductible claim, not exceeding five hundred dollars in the previous three years, than it would charge for like coverage on the same property if the property had no below […]
§ 20-271 – Lienholders; proof; accidents; notice; applicability
20-271. Lienholders; proof; accidents; notice; applicability A. An insured or claimant shall provide information as part of the proof of loss concerning the existence of any lien or encumbrance against the vehicle involved in the accident or incident giving rise to the damage or loss. A claim shall not be an acceptable proof of loss […]
§ 20-259 – “Vehicle insurance” defined
20-259. " Vehicle insurance" defined " Vehicle insurance" is insurance against loss of or damage to any land vehicle or aircraft or to property while contained therein or thereon or being loaded or unloaded therein or therefrom, from any hazard or cause, and against any loss, liability or expense resulting from or incident to ownership, […]
§ 20-259.01 – Motor vehicle liability policy; uninsured optional; underinsured optional; subrogation; medical payments liens; definitions
20-259.01. Motor vehicle liability policy; uninsured optional; underinsured optional; subrogation; medical payments liens; definitions A. Every insurer writing automobile liability or motor vehicle liability policies shall make available to the named insured thereunder and by written notice offer the named insured and at the request of the named insured shall include within the policy uninsured […]
§ 20-251 – Definitions not mutually exclusive
20-251. Definitions not mutually exclusive It is intended that certain coverages may come within the definitions of two or more kinds of insurance as set forth in this article, and the fact that such a coverage is included within one definition shall not exclude such coverage as to any other kind of insurance within the […]
§ 20-252 – “Casualty insurance” defined
20-252. " Casualty insurance" defined " Casualty insurance" includes vehicle insurance as defined in section 20-259, and in addition includes: 1. Liability insurance, which is insurance against legal liability for the death, injury or disability of any human being, or for damage to property, and provision of medical, hospital, surgical or disability benefits to injured […]
§ 20-253 – “Disability insurance” defined
20-253. " Disability insurance" defined " Disability insurance" is insurance against bodily injury, disablement or death by accident or accidental means, or the expense thereof, or against disablement or expense resulting from sickness, and every insurance appertaining thereto.
§ 20-254 – “Life insurance” defined
20-254. " Life insurance" defined " Life insurance" is insurance on human lives and insurance appertaining thereto or connected therewith. The transacting of life insurance includes the granting of endowment benefits, additional benefits in the event of death or dismemberment by accident or accidental means, additional benefits in the event of the disability of the […]
§ 20-254.01 – “Annuities” defined
20-254.01. " Annuities" defined " Annuities" encompass all agreements to make periodic payments, other than contracts defined by section 20-254 as " life insurance" , where the making or continuance of all or of some of a series of such payments, or the amount of any such payment, is dependent upon the continuance of human […]