§ 20-467 – Return premiums; penalties
20-467. Return premiums; penalties All insurers and insurance producers shall comply with the requirements prescribed in sections 6-1415 and 6-1416. In addition to any penalty provided by law, any insurer or insurance producer who fails to comply with the requirements prescribed in sections 6-1415 and 6-1416 is subject to the penalties prescribed in section 20-456.
§ 20-468 – Motor vehicle loss; policyholder choice of repair facility
20-468. Motor vehicle loss; policyholder choice of repair facility A. For repair facilities other than glass repair facilities and subject to the rights of an insurer to receive notice of loss or claim consistent with the provisions of its policy, a person in this state has the right to choose any repair facility for the […]
§ 20-469 – Motor vehicle loss; choice of glass repair facility
20-469. Motor vehicle loss; choice of glass repair facility Unless otherwise prescribed by contract, a person in this state has the right to choose any glass repair facility for the repair of a loss relating to motor vehicle glass. If an insurer recommends or provides information about a glass repair facility, the insurer shall inform […]
§ 20-460 – Free choice of insurance producer
20-460. Free choice of insurance producer No casualty or property insurance company, including any subsidiary of any such company, may offer any insurance program in this state to exclusive insurance producers without offering the same insurance program through all of its other authorized insurance producers authorized for similar types of insurance coverage with the exception […]
§ 20-448.02 – Genetic testing; informed consent; definitions
20-448.02. Genetic testing; informed consent; definitions A. Except as otherwise specifically authorized or required by this state or by federal law, a person shall not order or require the performance of a genetic test without first receiving the specific written informed consent of the subject of the test who has the capacity to consent or, […]
§ 20-461 – Unfair claim settlement practices
20-461. Unfair claim settlement practices A. A person shall not commit or perform with such a frequency to indicate as a general business practice any of the following: 1. Misrepresenting pertinent facts or insurance policy provisions relating to coverages at issue. 2. Failing to acknowledge and act reasonably and promptly upon communications with respect to […]
§ 20-449 – Rebates on life or disability insurance
20-449. Rebates on life or disability insurance A. Except as otherwise expressly provided by law, no person shall knowingly permit or offer to make or make any contract of life insurance, life annuity or disability insurance, or agreement as to such contract other than as plainly expressed in the contract issued thereon, or pay or […]
§ 20-462 – Timely payment of claims
20-462. Timely payment of claims A. From and after July 15, 1986 any first party claim not paid within thirty days after the receipt of an acceptable proof of loss by the insurer which contains all information necessary for claim adjudication shall be required to pay interest at the legal rate from the date the […]
§ 20-450 – Practices not prohibited as discrimination or rebates in life and disability insurance; wellness programs; definition
20-450. Practices not prohibited as discrimination or rebates in life and disability insurance; wellness programs; definition A. Section 20-448 or 20-449 does not include within the definition of discrimination or rebates any of the following practices: 1. In the case of any contract of life insurance or life annuity, paying bonuses to policyholders or otherwise […]
§ 20-463 – Fraud; injunction; penalties; restitution; definitions
20-463. Fraud; injunction; penalties; restitution; definitions A. It is a fraudulent practice and unlawful for a person to knowingly: 1. Present, cause to be presented or prepare with the knowledge or belief that it will be presented an oral or written statement, including computer generated documents, to or by an insurer, reinsurer, purported insurer or […]