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Home » US Law » 2022 Code of Alabama » Title 27 - Insurance. » Chapter 13 - Rates and Rating Organizations. » Article 5 - Auto Liability Insurance Rate Reduction for Persons 55 and Older Taking Approved Accident Prevention Course.

Section 27-13-120 – Premium Reduction for Completing Accident Prevention Course.

Section 27-13-120 Premium reduction for completing accident prevention course. (a) Any rates, rating schedules, or rating manuals submitted to or filed with the Commissioner of the Department of Insurance for private passenger automobile liability insurance and private passenger automobile physical damage insurance shall include an appropriate reduction in premium charges if the principal operator is […]

Section 27-13-121 – Approved Courses.

Section 27-13-121 Approved courses. To qualify for the insurance premium reduction described in Section 27-13-120, the motor vehicle accident prevention course shall be sponsored by the National Safety Council, the American Automobile Association, or the AARP or shall be an equivalent course approved by the Department of Public Safety. The course shall consist of not […]

Section 27-13-122 – Applicability.

Section 27-13-122 Applicability. The provisions of this article shall not apply to individuals 55 years of age or older that are already receiving a rate reduction, based on attained age, from their insurance company. (Act 2000-432, p. 793, §3.)