Section 27-19-24 – Optional Policy Provisions – Conformity With State Statutes.
Section 27-19-24 Optional policy provisions – Conformity with state statutes. There may be a provision as follows: “Conformity with State Statutes: Any provision of this policy which, on its effective date, is in conflict with the statutes of the state in which the insured resides on such date is hereby amended to conform to the […]
Section 27-19-25 – Optional Policy Provisions – Illegal Occupation.
Section 27-19-25 Optional policy provisions – Illegal occupation. There may be a provision as follows: “Illegal Occupation: The insurer shall not be liable for any loss to which a contributing cause was the insured’s commission of, or attempt to commit, a felony or to which a contributing cause was the insured’s being engaged in an […]
Section 27-19-26 – Optional Policy Provisions – Intoxicants and Narcotics.
Section 27-19-26 Optional policy provisions – Intoxicants and narcotics. There may be a provision as follows: “Intoxicants and Narcotics: The insurer shall not be liable for any loss sustained or contracted in consequence of the insured’s being intoxicated or under the influence of any narcotic unless administered on the advice of a physician.” (Acts 1953, […]
Section 27-19-27 – Order of Provisions in Policy.
Section 27-19-27 Order of provisions in policy. The provisions which are the subject of Sections 27-19-4 through 27-19-26, or any corresponding provisions which are used in lieu thereof in accordance with such sections, shall be printed in the consecutive order of the provisions in such sections or, at the option of the insurer, any such […]
Section 27-19-28 – Exclusion of Hospitalization Benefits for Mental Patients in Tax-Supported Institutions.
Section 27-19-28 Exclusion of hospitalization benefits for mental patients in tax-supported institutions. (a) No policy of health, sickness, or accident insurance delivered, or issued for delivery, in this state, including both individual and group policies, which provide coverage for psychiatric treatment or mental illness shall exclude hospitalization benefits for mental patients in tax-supported institutions of […]
Section 27-19-29 – Ownership in Person Other Than Insured.
Section 27-19-29 Ownership in person other than insured. The word “insured,” as used in this article, shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, […]
Section 27-19-14 – Mandatory Policy Provisions – Legal Actions.
Section 27-19-14 Mandatory policy provisions – Legal actions. There shall be a provision as follows: “Legal Actions: No action shall be brought to recover on this policy prior to the expiration of 60 days after written proof of loss has been furnished in accordance with the requirements of this policy. No such action shall be […]
Section 27-19-15 – Mandatory Policy Provisions – Change of Beneficiary.
Section 27-19-15 Mandatory policy provisions – Change of beneficiary. There shall be a provision as follows: “Change of Beneficiary: Unless the insured makes an irrevocable designation of beneficiary, the right to change a beneficiary is reserved to the insured and the consent of the beneficiary, or beneficiaries, shall not be requisite to surrender or assignment […]
Section 27-19-16 – Optional Policy Provisions – Generally.
Section 27-19-16 Optional policy provisions – Generally. Except as provided in subsection (b) of Section 27-19-3, no such policy delivered, or issued for delivery, to any person in this state shall contain provisions respecting the matters set forth in Sections 27-19-17 through 27-19-26 unless such provisions are in the words in which the same appear […]
Section 27-19-17 – Optional Policy Provisions – Change of Occupation.
Section 27-19-17 Optional policy provisions – Change of occupation. There may be a provision as follows: “Change of Occupation: If the insured be injured or contract sickness after having changed his occupation to one classified by the insurer as more hazardous than that stated in this policy or while doing for compensation anything pertaining to […]