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Home » US Law » 2022 Code of Alabama » Title 27 - Insurance. » Chapter 54 - Mental Illness Coverage in Health Benefit Plans

Section 27-54-1 – Legislative Intent; Public Policy.

Section 27-54-1 Legislative intent; public policy. (a) The Legislature finds the following: (1) Mental illness affects many citizens of this state each year, resulting in anguish, grief, desperation, fear, isolation, and a sense of hopelessness of significant levels among victims and families. (2) Consequences of mental illness include the significant expenditures of public operating funds […]

Section 27-54-2 – Definitions.

Section 27-54-2 Definitions. For purposes of this chapter, the following terms have the following meanings: (1) DAY TREATMENT SERVICES. Includes, but is not limited to: Physiological, psychological, and psychosocial concepts, techniques, and processes necessary to maintain or develop functional skills of clients, provided to individuals and groups for periods of more than two hours but […]

Section 27-54-3 – Additional Benefits.

Section 27-54-3 Additional benefits. Each group health benefit plan shall offer to provide, at a minimum, the following additional benefits for a person suffering from a mental or nervous condition: (1) Inpatient services. (2) Day treatment services. (3) Outpatient services. (Act 2000-386, p. 605, §4.)

Section 27-54-4 – Illnesses Covered; Requirements of Benefit Plans, Etc.

Section 27-54-4 Illnesses covered; requirements of benefit plans, etc. (a) All group health benefit plans shall offer to provide, at a minimum, additional benefits according to this chapter for a person receiving medical treatment for any of the following mental illnesses diagnosed by an appropriately licensed provider. (1) Schizophrenia, schizophrenia form disorder, schizo affective disorder. […]

Section 27-54-5 – Implementation of Coverage.

Section 27-54-5 Implementation of coverage. (a) A group health benefit plan, policy, or contract that provides coverage for the services to be offered pursuant to this chapter may contain provisions for maximum benefits and coinsurance and limitations, deductibles, exclusions, and utilization review protocols to the extent that these provisions are not inconsistent with the requirements […]

Section 27-54-6 – Cost Report.

Section 27-54-6 Cost report. Every issuer of a group health benefit plan subject to this chapter shall provide a cost report for each calendar year to the Commissioner of Insurance no later than April 30th of the following year. The report shall be in a form prescribed by the commissioner and shall include certification of […]

Section 27-54-7 – Conflicting Laws Superseded.

Section 27-54-7 Conflicting laws superseded. This chapter shall supersede subsection (c), Section 27-1-18, and any other conflicting laws to the extent there is a conflict with this chapter. (Act 2000-386, p. 605, §8.)