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Home » US Law » 2022 Code of Alabama » Title 27 - Insurance. » Chapter 57 - Colorectal Cancer Examinations.

Section 27-57-1 – Definitions.

Section 27-57-1 Definitions. As used in this chapter, the following words and terms shall have the following meanings: (1) COLORECTAL CANCER EXAMINATIONS. Examinations and laboratory tests specified in current American Cancer Society guidelines for colorectal cancer screening of asymptomatic individuals. (2) HEALTH BENEFIT PLAN. A group health insurance policy that covers hospital, medical, or surgical […]

Section 27-57-2 – Coverage; Applicability.

Section 27-57-2 Coverage; applicability. (a) All group health benefit plans, policies, contracts, and certificates executed, delivered, issued for delivery, continued, or renewed in this state on or after August 1, 2004, shall offer, at the time of proposal, sale, or renewal of a policy subject to this chapter, to include colorectal cancer examinations within the […]

Section 27-57-3 – Certain Activities Not Prohibited by Chapter.

Section 27-57-3 Certain activities not prohibited by chapter. (a) Nothing in this chapter shall be construed to prohibit the issuance of policies which provide benefits greater than those required by Section 27-57-2, or more favorable to the insured than those required by Section 27-57-2. (b) Nothing contained in this chapter shall be deemed to prohibit […]

Section 27-57-4 – Exclusions, Reductions, etc., Permitted; Benefits Subject to Annual Deductible, Co-Insurance.

Section 27-57-4 Exclusions, reductions, etc., permitted; benefits subject to annual deductible, co-insurance. (a) The coverage offered under Section 27-57-2 shall contain any exclusions, reductions, or other limitations as to coverages, deductibles, or coinsurance provisions which apply to that coverage as may be approved by the Commissioner of Insurance. (b) The benefits provided in this chapter […]

Section 27-57-5 – Coverage by Participating Providers; Selection Criteria and Utilization Protocols; Maximum Benefits, Exclusions, Etc.

Section 27-57-5 Coverage by participating providers; selection criteria and utilization protocols; maximum benefits, exclusions, etc. (a) This chapter does not require and shall not be construed to require the coverage of services of providers who are not designated as covered providers, or who are not selected as a participating provider, by a group health benefit […]

Section 27-57-6 – Additional Benefit Costs.

Section 27-57-6 Additional benefit costs. (a) The issuer of a group health benefit plan, policy, or contract may either disclose the additional premium for such additional colorectal examination benefits to the prospective contract holder and allow the contract holder to elect such additional benefits on an optional basis; or conform its policies, contracts, or certificates […]