As used in this chapter: “Consumer” means an individual who is also a resident of this state. “Consumer reporting agency” has the same meaning as in § 603(f) of the Fair Credit Reporting Act (15 U.S.C. § 1681a(f)). “Credit report” means a “consumer report,” as defined in § 603(d) of the Fair Credit Reporting Act […]
A. As used in this section, “security freeze” means a notice placed in a consumer’s credit report, at the request of the consumer and subject to certain exceptions, that prohibits the consumer reporting agency from releasing the consumer’s credit report or score relating to the extension of credit. B. A consumer may request that a […]
A. As used in this section, unless the context requires a different meaning: “Protected consumer” means a consumer who is either: 1. Under the age of 16 years at the time a request for the placement of a security freeze is made; or 2. An incapacitated person for whom a guardian or conservator has been […]
