§ 6.2-511. Credit standards discoverable
Nothing in this chapter shall be construed to prohibit the discovery of a creditor’s standards for granting credit, which discovery shall be under appropriate discovery procedures in the court in which an action is brought. 1977, c. 589, § 59.1-21.27; 2010, c. 794.
§ 6.2-512. Election of remedies
Where the same act or omission constitutes a violation of this chapter and of applicable federal law, a person aggrieved by such conduct may bring a legal action to recover monetary damages either under this chapter or under federal law, but not both. This election of remedies shall not apply to court actions in which […]
§ 6.2-513. Authority of Attorney General
Notwithstanding any other provisions of the law to the contrary, the Attorney General may investigate and bring an action in the name of the Commonwealth to enjoin any violation of this chapter. 1970, c. 780, § 59.1-68.2; 1973, c. 537; 1975, c. 43; 1984, c. 582; 2010, c. 794.
§ 6.2-509. Public to be informed of rights under chapter
The Commission shall use any methods available to it to inform the public of the rights created by this chapter. Notice given pursuant to the federal Equal Credit Opportunity Act, (15 U.S.C. § 1691 et seq.), and regulations promulgated thereto, shall satisfy the requirements of this section. 1977, c. 589, § 59.1-21.25; 2010, c. 794.
§ 6.2-510. Commission to investigate complaints; records to be open to public
The Commission shall receive, investigate, and mediate complaints of violations of this chapter and shall keep all records pertaining to such complaints, investigations, and mediations open to the public. Nothing in this section shall toll the operation of subsection E of § 6.2-505. 1977, c. 589, § 59.1-21.26; 2010, c. 794.
§ 6.2-504. Requirement of signatures of both parties to a marriage not discriminatory in a secured transaction
For the purposes of a secured transaction, a request for the signature of both parties to a marriage for the purpose of creating a valid lien, passing clear title, waiving inchoate rights to property, or assigning earnings, shall not constitute discrimination under this chapter. This provision shall not be construed to permit a creditor to […]
§ 6.2-505. Remedies for violation
A. Any creditor who fails to comply with any requirement imposed under this chapter shall be liable to the aggrieved applicant in an amount equal to the sum of any actual damages sustained by such applicant. B. Any creditor, other than the federal or state government or any political subdivision or agency of such government, […]
§ 6.2-506. Commission regulations
The Commission shall adopt regulations to effectuate the purposes of this chapter provided that such regulations conform to and are no broader in scope than regulations, and amendments thereto, adopted by the Consumer Financial Protection Bureau under the federal Equal Credit Opportunity Act (15 U.S.C. § 1691 et seq.). Such conforming regulations shall exempt from […]
§ 6.2-507. Limitation on liability
No provision of this chapter imposing any liability shall apply to any act done or omitted in good faith in conformity with any rule, regulation, or interpretation thereof by the Commission or by the Consumer Financial Protection Bureau or officer or employee duly authorized by the Bureau to issue such interpretation or approvals under the […]
§ 6.2-508. Compliance with Equal Credit Opportunity Act constitutes compliance with chapter
Compliance with the federal Equal Credit Opportunity Act, (15 U.S.C. § 1691 et seq.), as amended, and regulations issued by the Consumer Financial Protection Bureau thereunder, constitutes compliance with this chapter. 1975, c. 627, § 59.1-21.24; 1977, c. 589; 2010, c. 794; 2016, c. 501.