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Home » US Law » 2022 Code of Virginia » Title 65.2 - Workers' Compensation » Chapter 8 - Insurance and Self-Insurance

§ 65.2-800. Duty to insure payment of compensation; effect of insurance

A. Every employer subject to the compensation provisions of this title shall insure the payment of compensation to his employees in the manner hereinafter provided. While such insurance remains in force he or those conducting his business shall only be liable to an employee for personal injury or death by accident to the extent and […]

§ 65.2-801. Insurance or proof of financial ability to pay required

A. Every employer subject to this title shall secure his liability thereunder by one of the following methods: 1. Insuring and keeping insured his liability in an insurer authorized to transact the business of workers’ compensation insurance in this Commonwealth; 2. Receiving a certificate pursuant to § 65.2-808 from the Workers’ Compensation Commission authorizing such […]

§ 65.2-803. Administrator and service company affiliation prohibited; exception

A. No person, firm or corporation, which is engaged as an administrator for a group self-insurance association, shall be an employee, officer or director of, or have a direct or indirect financial interest in any person, firm or corporation which is engaged in the business of providing services for a group self-insurance association as a […]

§ 65.2-804. Evidence of compliance with title; notices of cancellation of insurance

A. 1. Each employer subject to this title shall file with the Workers’ Compensation Commission, in form prescribed by it, annually or as often as may be necessary, evidence of his compliance with the provisions of § 65.2-801 and all others relating thereto; however, if the employer secures his liability under this title pursuant to […]

§ 65.2-806. Criminal penalties

In addition to the civil penalties assessed pursuant to § 65.2-805, any employer who knowingly and intentionally fails to comply with the provisions of § 65.2-800 or 65.2-804 is guilty of a Class 2 misdemeanor. Venue for the prosecution hereof when there is an injury shall lie in the county or city wherein the injury […]

§ 65.2-807. Cost of insurance may not be deducted from wages

It shall not be lawful for any employer to deduct from the wages of any of his employees any part of the cost of insurance as provided for in § 65.2-801 to insure liability, or to require or permit any of his employees to contribute in any manner toward such cost of insurance. For any […]

§ 65.2-808. Self-insurance certificate

Whenever an employer has complied with the provisions of § 65.2-801 relating to self-insurance, the Workers’ Compensation Commission shall issue to such employer a certificate which shall remain in force for a period fixed by the Commission. But the Commission may upon at least thirty days’ notice and hearing to the employer revoke the certificate […]

§ 65.2-810. How formal notice may be given

Whenever by this title or the terms of any policy contract notice is required to be given by an employer to any insurance carrier, the same may be given by delivery or by mailing by registered letter properly addressed and stamped to the principal office or chief agent of such insurance carrier within this Commonwealth […]

§ 65.2-811. Liability of insurer

No policy of insurance against liability arising under this title shall be issued unless it contains the agreement of the insurer that it will promptly pay the person entitled to the same all benefits conferred by this title and all installments of the compensation that may be awarded or agreed upon and that the obligation […]

§ 65.2-812. Subrogation of insurance carrier to employer’s rights; compromise

When any employer is insured against liability for compensation with an insurance carrier, and such insurance carrier shall have paid any compensation for which the employer is liable or shall have assumed the liability of the employer therefor, it shall be subrogated to all the rights and duties of the employer and may enforce any […]

§ 65.2-813. Insurance deemed subject to title; approval of forms

Every policy for the insurance of the compensation herein provided or against liability therefor shall be deemed to be made subject to the provisions of this title. No corporation, association or organization shall enter into any such policy of insurance unless its form shall have been approved by the Workers’ Compensation Commission. Code 1950, § […]

§ 65.2-813.1. Insurers offering policies with deductibles

Every insurer against liability arising under this title offering and making available policies in which the insured pays a deductible, without regard to amount and including such policies with deductibles of $1,000 or less, shall provide in such policies that (i) the insurer shall pay all of the deductible amount applicable to a compensable claim […]

§ 65.2-813.2. Premium discounts; drug-free workplace programs

Every insurer providing coverage pursuant to this title shall provide a premium discount of up to five percent to every employer instituting and maintaining a drug-free workplace program satisfying such criteria as each insurer may establish. 1997, c. 410; 2001, c. 280.

§ 65.2-814. Insurer to furnish written evidence of coverage on request

Upon request of its insured, every insurer against liability arising under this title shall furnish to such insured, within five working days of receipt of said request, a certificate or other writing evidencing the effective coverage afforded such insured. Any insurer violating the provisions of this section shall be punished by a fine of $500. […]