§ 7606. Fees; refund requirements; bundling of services.
§ 7606. Fees; refund requirements; bundling of services. (a) A discount medical plan organization may charge a periodic charge as well as a reasonable 1-time processing fee for a discount medical plan. (b) If a member cancels his or her membership in the discount medical plan organization within the first 30 days after the date […]
§ 7511. Prohibited practices.
§ 7511. Prohibited practices. (a) It is a violation of this Act for any person to enter into a viatical settlement contract at any time prior to the application or issuance of a policy which is the subject of viatical settlement contract or within a 5-year period commencing with the date of issuance of the […]
§ 7607. Form filing requirements.
§ 7607. Form filing requirements. A discount medical plan organization shall file the initial written materials sent to new members, as described under § 7610(d) of this title, with the Delaware Insurance Commissioner prior to use. If a discount medical plan organization uses a form template for marketers, filing of the template form shall be […]
§ 7512. Prohibited practices and conflicts of interest.
§ 7512. Prohibited practices and conflicts of interest. (a) With respect to any viatical settlement contract or insurance policy, a viatical settlement broker may not knowingly solicit an offer from, effectuate a viatical settlement with, or make a sale to any viatical settlement provider, viatical settlement purchaser, financing entity or related provider trust that is […]
§ 7608. Provider agreements; provider listing requirements.
§ 7608. Provider agreements; provider listing requirements. (a) A discount medical plan organization shall have a written provider agreement with all providers offering medical or ancillary services to its members. The written provider agreement may be entered into directly with the provider or indirectly with a provider network to which the provider belongs. A provider […]
§ 7513. Advertising for viatical settlements.
§ 7513. Advertising for viatical settlements. (a) The purpose of this section is to provide prospective viators with clear and unambiguous statements in the advertisement of viatical settlements and to assure the clear, truthful, and adequate disclosure of the benefits, risks, limitations, and exclusions of any viatical settlement contract bought or sold. This purpose is […]
§ 7403. Insurer requirements; informed consent; use of results; information.
§ 7403. Insurer requirements; informed consent; use of results; information. (a) No insurer shall request or require that an applicant submit to an HIV test unless the insurer first: (1) Obtains the applicant’s prior written informed consent; (2) Reveals to the applicant the use to which the HIV test results may be put and entities […]
§ 7404. Disclosure limitations.
§ 7404. Disclosure limitations. (a) In addition to the disclosure provided for in § 7405 of this title, or Subsection (b) of this section, on the basis of the applicant’s written informed consent as specified in § 7403 of this title, an insurer may also disclose an applicant’s HIV test result to its reinsurers or […]
§ 7405. Notification.
§ 7405. Notification. An insurer who fails to issue a policy an applicant due to the results of HIV testing shall notify the applicant in writing of an adverse underwriting decision based upon the results of such applicant’s medical examination and testing but shall not disclose the specific results of such medical examination and testing […]
§ 7501. Short title.
§ 7501. Short title. This chapter may be cited as the “Delaware Viatical Settlements Act.” 72 Del. Laws, c. 132, § 1; 81 Del. Laws, c. 172, § 1;