494.00255 – Administrative penalties and fines; license violations.
494.00255 Administrative penalties and fines; license violations.— (1) Each of the following acts constitutes a ground for which the disciplinary actions specified in subsection (2) may be taken against a person licensed or required to be licensed under part II or part III of this chapter: (a) Failure to immediately place upon receipt, and maintain until authorized to […]
494.0013 – Injunction to restrain violations.
494.0013 Injunction to restrain violations.— (1) The office may bring action through its own counsel in the name and on behalf of the state against any person who has violated or is about to violate any provision of this chapter or any rule of the commission or order of the office issued under this chapter to enjoin […]
494.00135 – Subpoenas.
494.00135 Subpoenas.— (1) The office may: (a) Issue and serve subpoenas and subpoenas duces tecum to compel the attendance of witnesses and the production of all books, accounts, records, and other documents and materials relevant to an examination or investigation conducted by the office. The office, or its authorized representative, may administer oaths and affirmations to any person. […]
494.0014 – Cease and desist orders; refund orders.
494.0014 Cease and desist orders; refund orders.— (1) The office may issue and serve upon any person an order to cease and desist and to take corrective action if it has reason to believe the person is violating, has violated, or is about to violate any provision of this chapter, any rule or order issued under this […]
494.0015 – Evidence; examiner’s worksheets, investigative reports, other related documents.
494.0015 Evidence; examiner’s worksheets, investigative reports, other related documents.—In any hearing in which the financial examiner acting under authority of this chapter is available for cross-examination, any official written report, worksheet, or other related paper, or a duly certified copy thereof, compiled, prepared, drafted, or otherwise made by the financial examiner, after being duly authenticated by […]
494.001 – Definitions.
494.001 Definitions.—As used in this chapter, the term: (1) “Borrower” means a person obligated to repay a mortgage loan and includes, but is not limited to, a coborrower or cosignor. (2) “Branch manager” means the licensed loan originator in charge of, and responsible for, the operation of the branch office of a mortgage broker or mortgage lender. (3) “Branch […]
494.0011 – Powers and duties of the commission and office.
494.0011 Powers and duties of the commission and office.— (1) The office shall be responsible for the administration and enforcement of this chapter. (2) The commission may adopt rules to administer parts I, II, and III of this chapter, including rules: (a) Requiring electronic submission of any forms, documents, or fees required by this act. (b) Relating to compliance with […]
494.00115 – Exemptions.
494.00115 Exemptions.— (1) The following are exempt from regulation under this part and parts II and III of this chapter. (a) Any person operating exclusively as a registered loan originator in accordance with the S.A.F.E. Mortgage Licensing Act of 2008. (b) A depository institution; subsidiaries that are owned and controlled by a depository institution and regulated by the Board […]
494.0012 – Investigations; complaints; examinations.
494.0012 Investigations; complaints; examinations.— (1) The office may conduct an investigation of any person whenever the office has reason to believe, either upon complaint or otherwise, that any violation of this chapter has been committed or is about to be committed. (2) Any person having reason to believe that a provision of this act has been violated may […]
494.00125 – Public records exemptions.
494.00125 Public records exemptions.— (1) INVESTIGATIONS OR EXAMINATIONS.— (a) Except as otherwise provided by this subsection, information relative to an investigation or examination by the office pursuant to this chapter, including any consumer complaint received by the office or the Department of Financial Services, is confidential and exempt from s. 119.07(1) until the investigation or examination is completed […]