520.70 – Employee of the seller.
520.70 Employee of the seller.— (1) No individual may concurrently represent more than one home improvement finance seller in the solicitation or negotiation of any home improvement contract from an owner. The use of a contract form which fails to disclose a named home improvement finance seller is prohibited. No employee of a seller may be authorized […]
520.71 – Contract copy to owner.
520.71 Contract copy to owner.—Every home improvement finance seller shall furnish without charge a completely executed copy of the home improvement contract to the owner immediately after the owner signs such home improvement contract, and any acknowledgment of receipt thereof by the owner shall be in 10-point boldfaced type or larger. History.—s. 1, ch. 69-44; s. […]
520.72 – Cancellation of contract.
520.72 Cancellation of contract.—Every home improvement finance seller or home improvement seller shall furnish to the buyer a notice of the right to rescind the contract. Either party to a home improvement contract may cancel the contract by the exercise of the right to rescind until midnight of the third business day following the execution of […]
520.73 – Home improvement contract; form and content; separate disclosures.
520.73 Home improvement contract; form and content; separate disclosures.— (1) Every home improvement contract shall be evidenced by a written agreement and shall be signed by the parties. The home improvement contract shall be in the form approved by the office and shall contain: (a) The name, address, and license number of the home improvement finance seller; (b) The […]
520.74 – Provisions expressly prohibited.
520.74 Provisions expressly prohibited.—No home improvement contract shall contain any provision by which: (1) The buyer agrees not to assert against a home improvement finance seller a claim or defense arising out of the sale or agrees not to assert against an assignee such a claim or defense; (2) In the absence of the buyer’s default in the […]
520.75 – Buyer’s waiver of statutory protection.
520.75 Buyer’s waiver of statutory protection.—No act, agreement, or statement of any buyer under a home improvement contract shall constitute a valid waiver of any provision of this act intended for the benefit or protection of the buyer. History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 21, ch. 80-256; s. 2, […]
520.76 – Insurance provisions, procurement, rates.
520.76 Insurance provisions, procurement, rates.— (1) The premium paid for any group credit life or other insurance shall be included in the home improvement contract. (2) The home improvement contract shall state which party is to procure insurance. (3) The amount, if any, included for such insurance shall not exceed the applicable premiums chargeable in accordance with rates filed […]
520.78 – Finance charge limitation.
520.78 Finance charge limitation.— (1) The maximum finance charge included in a home improvement contract payable in substantially equal successive monthly installments beginning 1 month from the date the finance charge accrues shall not exceed $12 per $100 per annum. Such finance charge shall be computed on the principal amount financed on the contract, notwithstanding that the […]
520.26 – Exemptions.
520.26 Exemptions.—The provisions of this part do not apply to the following: (1) A person or company, acting through its officers, employees, brokers, or agents, that markets, sells, solicits, negotiates, or enters into an agreement for the sale or financing of a distributed energy generation system as part of a transaction involving the sale or transfer of […]
520.51 – Definitions.
520.51 Definitions.—The definitions contained within ss. 520.02, 520.31, and 520.61 apply to this part. History.—s. 2, ch. 63-244; ss. 12, 35, ch. 69-106; s. 200, ch. 71-377; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 21, ch. 80-256; s. 2, ch. 81-318; s. 10, ch. 87-91; ss. 15, 35, 36, ch. 90-103; s. 4, ch. […]