520.85 – Delinquency and collection charges; court costs and attorney’s fees.
520.85 Delinquency and collection charges; court costs and attorney’s fees.—A home improvement contract may provide for the payment by the owner of a delinquency and collection charge on each installment in default for a period of not less than 10 days in an amount not in excess of 5 percent of such installment. However, only one […]
521.001 – Short Title.
521.001 Short title.—Sections 521.001-521.006 may be cited as the “Motor Vehicle Lease Disclosure Act.” History.—s. 1, ch. 95-350.
520.86 – Extension or deferment.
520.86 Extension or deferment.— (1) The holder of a home improvement contract, upon agreement in writing with the owner, may extend the scheduled due date, or defer the scheduled payment, of all or of any part of any installment. All terms of the agreement shall be in writing. (2) The holder may charge and contract for the payment […]
521.002 – Applicability.
521.002 Applicability.—Sections 521.001-521.006 do not supersede applicable federal law, including the federal Truth in Lending Act, 15 U.S.C. ss. 1601 et seq.; the rules adopted under the federal Truth in Lending Act; or any state law, including the Uniform Commercial Code. History.—s. 2, ch. 95-350.
520.87 – Receipt for cash payment; payment to assignor.
520.87 Receipt for cash payment; payment to assignor.—Whenever payment is made in cash on account of any home improvement contract, the person receiving such payment shall, at the time of receiving such payment, furnish to the person making such payment a written receipt showing the date, identification of the account, and the amount paid. Unless notice […]
520.88 – Assignments of contracts or notes.
520.88 Assignments of contracts or notes.— (1) No holder shall sell, transfer, or assign any obligation in connection with a home improvement contract or any evidence of indebtedness thereunder to any person who is not authorized as a sales finance company. (2) Notice of any assignment shall be sent to the owner immediately after the assignment is made. […]
520.90 – Prohibited acts.
520.90 Prohibited acts.—The following acts are prohibited: (1) Abandonment or willful failure to perform, without justification, any home improvement contract or project engaged in or undertaken by a home improvement finance seller or willful deviation from or disregard of plans or specifications in any material respect without the consent of the owner. (2) Failure of a home improvement […]
520.91 – Uttering a false completion certificate.
520.91 Uttering a false completion certificate.—Any person who accepts or receives a completion certificate or other evidence that performance of a home improvement contract is complete or satisfactorily concluded, with knowledge that such document is false and that the performance is not completed, and who utters, offers, or uses such document in connection with making or […]
520.92 – Compensation of other than licensee prohibited.
520.92 Compensation of other than licensee prohibited.—No home improvement finance seller shall pay, credit, or allow any consideration or compensation of any kind to any other home improvement finance seller, other than a licensee, for or on account of the performance of home improvement work or services except when the person or transaction to or for […]
520.76 – Insurance provisions, procurement, rates.
520.76 Insurance provisions, procurement, rates.— (1) The premium paid for any group credit life or other insurance shall be included in the home improvement contract. (2) The home improvement contract shall state which party is to procure insurance. (3) The amount, if any, included for such insurance shall not exceed the applicable premiums chargeable in accordance with rates filed […]