520.60 – Short title.
520.60 Short title.—This act may be known and cited as “The Home Improvement Sales and Finance Act.” History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 21, ch. 80-256; s. 2, ch. 81-318; ss. 35, 36, ch. 90-103; s. 4, ch. 91-429.
520.81 – Completion certificate.
520.81 Completion certificate.— (1) Upon completion of the home improvement for which the owner and the home improvement finance seller contracted, the seller shall prepare a certificate which shall be signed by both parties. (2) The form of the certificate shall be prescribed by the commission. History.—s. 1, ch. 69-44; ss. 12, 35, ch. 69-106; s. 3, ch. […]
520.61 – Definitions.
520.61 Definitions.—As used in this act: (1) “Banking institution” means any bank, bank and trust company, trust company, or any national banking association organized and doing business under the provisions of any state or of the United States. (2) “Branch” means any location, other than a licensee’s principal place of business, at which a licensee operates or conducts […]
520.82 – Statement of account.
520.82 Statement of account.—Upon written request from the owner, the holder of the home improvement contract shall deliver to the owner within 10 days from receipt of the written request a statement of the owner’s account showing the date and amount of all payments made or credited to the account and the total amount, if any, […]
520.63 – Licensees.
520.63 Licensees.— (1) A person may not engage in or transact any business as a home improvement finance seller or operate a branch without first obtaining a license from the office, except that a banking institution, trust company, savings and loan association, credit union authorized to do business in this state, or licensee under part III of […]
520.68 – Persons not required to be licensed.
520.68 Persons not required to be licensed.—No home improvement finance seller’s or seller’s license shall be required under this act of any person when acting in any capacity or type of transaction set forth in this section: (1) An individual who performs services for a home improvement finance seller for wages or salary. (2) A plumber, electrician, architect, […]
520.69 – Scope of license authority; scope of provisions.
520.69 Scope of license authority; scope of provisions.— (1) All persons engaged in the home improvement business as defined herein shall be required to obtain a license under this act as well as any other licenses required by law. (2) No mortgage broker’s license shall be required pursuant to chapter 494 of a person whose business is exclusively […]
520.70 – Employee of the seller.
520.70 Employee of the seller.— (1) No individual may concurrently represent more than one home improvement finance seller in the solicitation or negotiation of any home improvement contract from an owner. The use of a contract form which fails to disclose a named home improvement finance seller is prohibited. No employee of a seller may be authorized […]
520.71 – Contract copy to owner.
520.71 Contract copy to owner.—Every home improvement finance seller shall furnish without charge a completely executed copy of the home improvement contract to the owner immediately after the owner signs such home improvement contract, and any acknowledgment of receipt thereof by the owner shall be in 10-point boldfaced type or larger. History.—s. 1, ch. 69-44; s. […]
520.38 – Transfer of contracts.
520.38 Transfer of contracts.—Any retail seller may assign, pledge, hypothecate, or otherwise transfer a retail installment contract or revolving account to any person, firm or corporation on such terms and conditions and for such price as may be mutually agreed upon. Filing of the assignment, notice to the buyer of the assignment, and any requirement that […]