647.01 Purpose and scope.— (1) The purpose of this chapter is to promote the public welfare by creating a comprehensive legal framework within which travel insurance may be sold in this state. (2) This chapter applies to: (a) Travel insurance that covers any resident of this state and that is sold, solicited, negotiated, or offered in this state. (b) Policies […]
647.02 Definitions.—As used in this chapter, the term: (1) “Aggregator site” means a website that provides access to information regarding insurance products from more than one insurer, including product and insurer information, for use in comparison shopping. (2) “Blanket travel insurance” means a policy of travel insurance issued to an eligible group providing coverage to all members of […]
647.03 Premium tax.— (1) As used in this section, the term: (a) “Primary certificateholder” means an individual who purchases travel insurance under a group policy. (b) “Primary policyholder” means an individual who purchases individual travel insurance. (2) A travel insurer shall pay the premium tax, as required under s. 624.509, on travel insurance premiums paid by any of the following: […]
647.04 Travel protection plans.—A travel protection plan may be offered for one price for the combined features that the travel protection plan offers in this state if the travel protection plan meets all of the following requirements: (1) The travel protection plan clearly discloses to the consumer, at or before the time of purchase, that it includes […]
647.05 Sales practices.— (1)(a) All documents provided to a consumer before the purchase of travel insurance, including, but not limited to, sales materials, advertising materials, and marketing materials, must be consistent with the travel insurance policy, including, but not limited to, forms, endorsements, policies, rate filings, and certificates of insurance. (b) For travel insurance policies or certificates that […]
647.06 Travel administrators.— (1) Notwithstanding any other provision of the Florida Insurance Code, a person may not act or represent himself or herself as a travel administrator in this state unless the person: (a) Is a licensed and appointed property and casualty insurance producer in this state for activities authorized under that producer license; (b) Is a licensed insurance […]
647.07 Travel insurance policy.— (1) Notwithstanding any other provision of the Florida Insurance Code, travel insurance shall be classified and filed for purposes of rates and forms under the inland marine line of insurance; however, travel insurance that provides coverage for sickness, accident, disability, or death occurring during travel, either exclusively or in conjunction with related coverages […]
647.08 Rulemaking authority.—The department shall adopt rules to administer this chapter. History.—s. 22, ch. 2020-63.
