§ 33-34-1. Short Title
This chapter shall be known and may be cited as the “Georgia Motor Vehicle Accident Reparations Act.” History. Code 1981, § 33-34-1 , enacted by Ga. L. 1991, p. 1608, § 1.12.
§ 33-34-2. Definitions
As used in this chapter, the term: “Medical payments coverage” includes any coverage in which the insurer agrees to reimburse the insured and others for reasonable and necessary medical expenses and funeral expenses incurred as a result of bodily injury or death caused by a motor vehicle accident, without regard to the insured’s liability for […]
§ 33-34-3. Requirements for Issuance of Policies
All policies of motor vehicle liability insurance issued in this state must be in accordance with the requirements of this chapter. Such policies shall contain at least the minimum coverages required under this chapter and shall be issued for a minimum term of six months. All insurers authorized to transact or transacting insurance in this […]
§ 33-34-3.1. Filing of Rates and Forms; Optional Coverage
All insurers writing private passenger automobile insurance in this state shall file rates and forms for medical payments coverage for a limit of at least $2,000.00 but may file rates for higher or lower limits. The requirement for filing forms and rates under this subsection shall not be construed as a requirement for the offering […]
§ 33-34-4. Owner Required to Provide Coverage
No owner of a motor vehicle required to be registered in this state or any other person, other than a self-insurer as defined in this chapter, shall operate or authorize any other person to operate the motor vehicle unless the owner has motor vehicle liability insurance equivalent to that required as evidence of security for […]
§ 33-34-5.1. Self-Insurers
Except as otherwise provided in paragraphs (2) and (3) of this subsection, any person in whose name one or more vehicles are registered in this state may qualify as a self-insurer by obtaining a certificate of self-insurance from the Commissioner. The Commissioner may, in his or her discretion, upon the application of such person, issue […]
§ 33-34-6. Selection of Motor Vehicle Repair Facility
Subject to the provisions of subsection (b) of this Code section, no insurer shall represent to a person making a claim under a motor vehicle insurance policy that the use of or the failure to use a particular repair facility or particular repair facilities may result in the nonpayment of a claim. No insurer shall […]
§ 33-34-7. Continuation of Coverage Upon Death of Named Insured or Termination of Marital Relationship
Upon the death of or termination of the marital relationship of a named insured under a personal lines policy of insurance covering a private passenger motor vehicle, a spouse of said named insured who was covered under said policy of insurance immediately prior to the death or termination of the marital relationship shall upon notice […]
§ 33-34-8. Rules and Regulations
The Commissioner shall provide by rule or regulation procedures for the expeditious and efficient settlement of first-party property damage claims under personal private passenger motor vehicle policies. Such procedures may include, but shall not be limited to: Loss of use reimbursements; Cost of repairs; Determination of fair market value on total losses; Use of aftermarket […]
§ 33-34-9. Proceeds of Insurance Policy; Limited Access by Insurers to Records
Notwithstanding any other provision of law, in any claim involving a total loss of a vehicle which is subject to more than one lien, the proceeds of an insurance policy shall be applied to pay in full the debt owed to the senior lienholder before any proceeds of an insurance policy shall be applied to […]