§ 33-24-95. Filing Scoring Models With Commissioner; Confidential Nature of Filing
Insurers that use insurance scores to underwrite and rate risks must file their scoring models or other scoring processes with the Commissioner of Insurance. A third party may file scoring models on behalf of insurers licensed to do business in this state, provided that such third parties are on an approved list maintained by the […]
§ 33-24-96. Insurer Obligation to Indemnify and Defend Agents
An insurer shall indemnify, defend, and hold agents harmless from and against all liability, fees, and costs arising out of or relating to the actions, errors, or omissions of an agent or a producer who obtains or uses credit information or insurance scores for an insurer, provided the agent or producer follows the instructions and […]
§ 33-24-97. Consumer Reporting Agency Disclosure of Insurance Information; Applicability to Motor Vehicle Reports
No consumer reporting agency shall provide or sell data or lists that include any information that in whole or in part was submitted in conjunction with an insurance inquiry about a consumer’s credit information or a request for a credit report or insurance score. Such information includes, but is not limited to, the expiration dates […]
§ 33-24-98. Use of Insurance Scores Permitted
Notwithstanding any provision of law to the contrary, insurers shall be allowed to use insurance scores in rating and underwriting subject to the provisions of this article. History. Code 1981, § 33-24-98 , enacted by Ga. L. 2003, p. 343, § 1.
§ 33-24-93. Disclosure by Insurer of Use of Credit Information
If an insurer writing personal insurance uses credit information in underwriting or rating a consumer, the insurer or its agent shall disclose, either on the insurance application or at the time the insurance application is taken, that it may obtain credit information in connection with such application. Such disclosure shall be either written or provided […]
§ 33-24-94. Adverse Action Based on Credit Information; Notice to Consumer
If an insurer takes an adverse action based upon credit information, the insurer must meet the notice requirements of this Code section. Such insurer shall provide notification to the consumer that an adverse action has been taken, in accordance with the requirements of the federal Fair Credit Reporting Act, 15 USC 1681m(a), and shall provide […]
§ 33-24-60. Short Title
This article shall be known and may be cited as the “Assessment of Proposed Accident and Sickness Insurance Coverage Act.” History. Code 1981, § 33-24-60 , enacted by Ga. L. 1989, p. 492, § 1.
§ 33-24-61. Legislative Findings and Intent
It is the intent of the General Assembly to encourage health care cost containment while preserving the quality of care offered to citizens of this state. The General Assembly finds that there is an increasing number of proposals which mandate that certain health insurance benefits be provided by insurers as components of individual and group […]
§ 33-24-62. “Health Insurance Benefit Bill” Defined
As used in this article, the term “health insurance benefit bill” means any legislative proposal which either mandates the inclusion of certain benefits, coverages, or reimbursements for covered health care services in accident and sickness insurance policies or provides for the mandatory offering of such benefits, coverages, or reimbursements in accident and sickness insurance policies. […]
§ 33-24-63. Review of Health Insurance Benefit Bill by General Assembly; Commissioner to Issue Report on Bill
Every health insurance benefit bill, to be determined by the presiding officer of the House of Representatives or the Senate, shall be subject to review by the General Assembly prior to enactment as provided in this article. The Clerk of the House or the Secretary of the Senate shall deliver such bill or bills to […]