§ 33-29-19. Rate Modification on Individual Accident and Sickness Policies Providing for Optional Loss Ratio Guarantee
This Code section shall apply only to the filing of rate modifications for individual accident and sickness policies which provide for an optional loss ratio guarantee. As used in this Code section, the term: “Expected loss ratio” in an experience period means the ratio of: (A) the sum of expected claims in the experience period […]
§ 33-29-20. Insurance Coverage for Treatment of Temporomandibular Joint Dysfunction or Surgery for Deformities of Maxilla or Mandible
As used in this Code section, the term: “Functional deformity” means a deformity of the bone or joint structure of the maxilla or mandible such that the normal character and essential function of such bone structure is impeded. “Policy” means any major medical benefit plan, contract, or policy except a credit insurance policy, disability income […]
§ 33-29-21. Renewal or Continuation at Option of Insured
Pursuant to the provisions of the federal Health Insurance Portability and Accountability Act of 1996, P.L. 104-191, and subject to applicable rules and regulations as issued by the Centers for Medicare and Medicaid Services, all insurers which issue, issue for delivery, deliver, or renew existing individual policies, certificates, or contracts of accident and sickness insurance […]
§ 33-29-21.1. Availability of Accident and Sickness Policy Upon Termination of Dependent Coverage Based on Age of Dependent
Every policy which contains a provision for termination of coverage of a dependent upon the reaching of a certain age shall contain a provision to the effect that, upon the date of the dependent reaching the age at which coverage would terminate under the provisions of the policy, the dependent shall be entitled to have […]
§ 33-29-22. Notice of Premium Increase
Notice of any premium increase shall be mailed or delivered to each holder of an individual accident and sickness insurance policy not less than 60 days prior to the effective date of such increase. History. Code 1981, § 33-29-22 , enacted by Ga. L. 1999, p. 289, § 4; Ga. L. 2013, p. 1100, § […]
§ 33-29-10. Operation of Provision Establishing Age for Termination of Coverage Generally; Effect of Misstatement of Age of Insured
If any accident and sickness policy delivered or issued for delivery in this state contains a provision establishing, as an age limit or otherwise, a date after which the coverage provided by the policy will not be effective and, if the date falls within a period for which premium is accepted by the insurer or […]
§ 33-29-11. Right of Person to Whom Policy or Contract Issued to Return Policy or Contract and Receive Premium Refund; Effect of Return; Proof of Return
Every individual accident and sickness policy or contract, except single premium nonrenewable policies or contracts, issued for delivery in this state by an insurer shall have printed on or attached to the policy or contract a notice stating in substance that the person to whom the policy or contract is issued shall be permitted to […]
§ 33-29-12. Policies Issued for Delivery or Delivered Within State by Foreign or Alien Insurers; Policies of Domestic Insurers Issued for Delivery in Other States or Countries
Any policy of a foreign or alien insurer, when delivered or issued for delivery to any person in this state, may contain any provision which is not less favorable to the insured or the beneficiary than those provisions contained in this chapter and which is prescribed or required by the law of the state under […]
§ 33-29-13. Furnishing of Written Outline of Coverage to Applicants for Insurance; Approval of Outline
Every insurer shall furnish to any applicant for accident and sickness insurance in this state a written outline showing the major coverage of the policy applied for, the major exclusions of the policy applied for, the renewal provisions of the policy applied for, and a reference to the policy with respect to further provisions. The […]
§ 33-29-14. Application For, and Ownership Of, Policies by Persons Other Than Insured
This chapter shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such policy to any indemnities, benefits, and rights provided in the policy. History. Code 1933, § 56-3012, enacted by Ga. […]