§ 33-42-2. Purpose of Chapter
The purpose of this chapter is to promote the public interest, to promote the availability of long-term care insurance policies, to protect applicants for long-term care insurance as defined from unfair or deceptive sales or enrollment practices, to establish standards for long-term care insurance, to facilitate public understanding and comparison of long-term care insurance policies, […]
§ 33-42-3. Applicability of Chapter
The requirements of this chapter shall apply to long-term care insurance policies issued, delivered, or issued for delivery in this state. This chapter is not intended to supersede the obligations of entities subject to this chapter to comply with the substance of other applicable provisions of this title insofar as they do not conflict with […]
§ 33-42-4. Definitions
As used in this chapter, the term: “Applicant” means: In the case of an individual long-term care insurance policy, the person who seeks to contract for such benefits; and In the case of a group long-term care insurance policy, the proposed certificate holder. “Certificate” means any certificate issued under a group long-term care insurance policy, […]
§ 33-42-5. Group Policy Issued in Another State
No group long-term care insurance coverage may be offered to a resident of this state under a group policy issued in another state to a group described in subparagraph (B) of paragraph (3) of Code Section 33-42-4 unless this state or another state having statutory and regulatory long-term care insurance requirements substantially similar to those […]
§ 33-42-6. Disclosures; Provisions; Definition of Preexisting Condition; Loss Ratio Standards; Right to Return Policy; Outline of Coverage; Certificate
The Commissioner may adopt regulations that include standards for full and fair disclosure setting forth the manner, content, and required disclosures for the sale of long-term care insurance policies and for any applicable terms of renewability, initial and subsequent conditions of eligibility, nonduplication of coverage provisions, coverage of dependents, preexisting conditions, termination of insurance, probationary […]
§ 33-42-1. Short Title
This chapter may be known and cited as the “Long-term Care Insurance Act.” History. Code 1981, § 33-42-1 , enacted by Ga. L. 1988, p. 1541, § 1. Cross references. Georgia Long-term Care Partnership Program Act, § 49-4-160 et seq. Code Commission notes. Pursuant to Code Section 28-9-5, in 1988, Code Sections 33-42-1, 33-42-2, and […]