§ 44-14-60. Deed to Secure Debt as Absolute Deed; Necessity of Bond of Title or to Reconvey

Whenever any person in this state conveys any real property by deed to secure any debt to any person loaning or advancing the grantor any money or to secure any other debt and takes a bond for title back to the grantor upon the payment of the debt or debts or in like manner conveys […]

§ 44-14-61. Signing of Deeds to Secure Debt and Bills of Sale

In order to admit deeds to secure debt or bills of sale to secure debt to record, they shall be signed by the maker, attested by an officer as provided in Code Section 44-2-15, and attested by one other witness. History. Ga. L. 1884-85, p. 124, § 2; Civil Code 1895, § 2773; Civil Code […]

§ 44-14-62. Out-of-State Deeds to Secure Debt and Bills of Sale

When executed outside this state, deeds to secure debt and bills of sale to secure debt shall be signed by the maker, attested by an officer as provided in Code Section 44-2-15, and attested by one other witness. History. Ga. L. 1931, p. 153, § 1; Code 1933, § 67-1303; Ga. L. 2015, p. 937, […]

§ 44-14-63. [Effective July 1, 2023. See note.] Recording of Deeds to Secure Debt and Bills of Sale to Secure Debt; Effect of Failure to Record

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the […]

§ 44-14-63. [Effective Until July 1, 2023. See note.] Recording of Deeds to Secure Debt and Bills of Sale to Secure Debt; Effect of Failure to Record

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the […]

§ 44-14-64. Transfers of Deeds to Secure Debt; Execution; Partial Transfers; Transfers by Certain Financial Institutions; Requirements for Recording; Payoff Balance

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. Transfers of deeds to secure debt may be endorsed upon the original deed or by a separate instrument […]

§ 44-14-66. Effect of Liens Against Grantee on Grantor’s Right to Reconvey; Effect of Reconveyance in Event of Grantor’s Prior Death

The grantor’s right to a reconveyance of the property upon complying with the contract shall not be affected by any liens, encumbrances, or rights which would otherwise attach to the property by virtue of the title being in the grantee; but the right of the grantor to a reconveyance shall be absolute and permanent upon […]

§ 44-14-67. Cancellation of Deed as Reconveyance of Title

In all cases where property is conveyed to secure a debt, the surrender and cancellation of the deed, in the same manner as mortgages are canceled, on payment of the debt to any person legally authorized to receive the same, shall operate to reconvey the title of the property to the grantor or the grantor’s […]