Section 28-51-107 – VIOLATIONS.
28-51-107. VIOLATIONS. In any case in which an agency’s, commercial entity’s or individual’s primary regulator has reason to believe that an agency, individual or commercial entity subject to that primary regulator’s jurisdiction under section 28-51-104(6), Idaho Code, has violated section 28-51-105, Idaho Code, by failing to give notice in accordance with that section, the primary […]
Section 28-52-101 – SHORT TITLE.
28-52-101. SHORT TITLE. This chapter shall be known and cited as the "Credit Report Protection Act." History: [28-52-101, added 2008, ch. 177, sec. 2, p. 523.]
Section 28-52-102 – DEFINITIONS.
28-52-102. DEFINITIONS. In this chapter: (1) "Consumer" means a natural person. (2) "Consumer reporting agency" means a person who, for fees, dues or on a cooperative basis, regularly engages in whole or in part in the practice of assembling or evaluating information concerning a consumer’s credit or other information for the purpose of furnishing a […]
Section 28-52-103 – SECURITY FREEZE.
28-52-103. SECURITY FREEZE. (1) A consumer may place a security freeze on the consumer’s credit report by: (a) Making a request to a consumer reporting agency in writing by regular or certified mail at an address designated by the consumer reporting agency to receive the request; (b) Providing proper identification; and (c) Paying the fee […]
Section 28-52-104 – REMOVAL OF SECURITY FREEZE — REQUIREMENTS AND TIMING.
28-52-104. REMOVAL OF SECURITY FREEZE — REQUIREMENTS AND TIMING. (1) A consumer reporting agency may remove a security freeze from a consumer’s credit report only if the consumer reporting agency receives the consumer’s request through a contact method established and required in accordance with subsection (6) of section 28-52-103, Idaho Code, and the consumer reporting […]
Section 28-52-105 – EXCEPTIONS.
28-52-105. EXCEPTIONS. (1) Notwithstanding subsection (1) of section 28-52-103, Idaho Code, a consumer reporting agency may furnish a consumer’s credit report to a third party if the purpose of the credit report is to: (a) Use the credit report for purposes permitted under 15 U.S.C. section 1681b(c); (b) Review the consumer’s account with the third […]
Section 28-50-115 – TIME AND PLACE OF SENDING AND RECEIPT.
28-50-115. TIME AND PLACE OF SENDING AND RECEIPT. (a) Unless otherwise agreed between the sender and the recipient, an electronic record is sent when it: (1) Is addressed properly or otherwise directed properly to an information processing system that the recipient has designated or uses for the purpose of receiving electronic records or information of […]
Section 28-50-116 – TRANSFERABLE RECORD.
28-50-116. TRANSFERABLE RECORD. (a) In this section, "transferable record" means an electronic record that: (1) Would be a note under chapter 3, title 28, Idaho Code (uniform commercial code — negotiable instruments) or a document under chapter 7, title 28, Idaho Code (uniform commercial code — documents of title) if the electronic record were in […]
Section 28-50-117 – CREATION AND RETENTION OF ELECTRONIC RECORDS AND CONVERSION OF WRITTEN RECORDS BY GOVERNMENTAL AGENCIES.
28-50-117. CREATION AND RETENTION OF ELECTRONIC RECORDS AND CONVERSION OF WRITTEN RECORDS BY GOVERNMENTAL AGENCIES. Each governmental agency of this state shall determine whether, and the extent to which, it will create and retain electronic records and convert written records to electronic records. History: [28-50-117, added 2000, ch. 286, sec. 1, p. 967.]
Section 28-50-118 – ACCEPTANCE AND DISTRIBUTION OF ELECTRONIC RECORDS BY GOVERNMENTAL AGENCIES.
28-50-118. ACCEPTANCE AND DISTRIBUTION OF ELECTRONIC RECORDS BY GOVERNMENTAL AGENCIES. (a) Except as otherwise provided in section 28-50-112(f), Idaho Code, each governmental agency of this state shall determine whether, and the extent to which, it will send and accept electronic records and electronic signatures to and from other persons and otherwise create, generate, communicate, store, […]