Section 28-50-119 – INTEROPERABILITY.
28-50-119. INTEROPERABILITY. The governmental agency of this state which adopts standards pursuant to section 28-50-118, Idaho Code, may encourage and promote consistency and interoperability with similar requirements adopted by other governmental agencies of this and other states and the federal government and nongovernmental persons interacting with governmental agencies of this state. If appropriate, those standards […]
Section 28-50-120 – SEVERABILITY CLAUSE.
28-50-120. SEVERABILITY CLAUSE. If any provision of this chapter or its application to any person or circumstance is held invalid, the invalidity does not affect other provisions or applications of this chapter which can be given effect without the invalid provision or application, and to this end the provisions of this chapter are severable. History: […]
Section 28-50-105 – USE OF ELECTRONIC RECORDS AND ELECTRONIC SIGNATURES — VARIATION BY AGREEMENT.
28-50-105. USE OF ELECTRONIC RECORDS AND ELECTRONIC SIGNATURES — VARIATION BY AGREEMENT. (a) This chapter does not require a record or signature to be created, generated, sent, communicated, received, stored, or otherwise processed or used by electronic means or in electronic form. (b) This chapter applies only to transactions between parties each of which has […]
Section 28-51-103 – PAYMENT CARD RECEIPTS.
28-51-103. PAYMENT CARD RECEIPTS. (1) As used in this section, the term: (a) "Cardholder" means a person or organization named on the face of a payment card to whom or for whose benefit the payment card is issued. (b) "Merchant" means a person or organization who receives from a cardholder a payment card, or information […]
Section 28-50-106 – CONSTRUCTION AND APPLICATION.
28-50-106. CONSTRUCTION AND APPLICATION. This chapter must be construed and applied: (1) To facilitate electronic transactions consistent with other applicable law; (2) To be consistent with reasonable practices concerning electronic transactions and with the continued expansion of those practices; and (3) To effectuate its general purpose to make uniform the law with respect to the […]
Section 28-51-104 – DEFINITIONS.
28-51-104. DEFINITIONS. For purposes of sections 28-51-104 through 28-51-107, Idaho Code: (1) "Agency" means any "public agency" as defined in section 74-101, Idaho Code. (2) "Breach of the security of the system" means the illegal acquisition of unencrypted computerized data that materially compromises the security, confidentiality, or integrity of personal information for one (1) or […]
Section 28-46-503 – LICENSE REQUIRED.
28-46-503. LICENSE REQUIRED. (1) No person shall engage in the business of making title loans without having first obtained a license from the administrator pursuant to this chapter authorizing the person to make regulated consumer loans. (2) Any title loan made without first having obtained a license is void, in which case the person making […]
Section 28-46-504 – TITLE LOAN AGREEMENTS.
28-46-504. TITLE LOAN AGREEMENTS. (1) Every title lender shall keep a numbered record of each and every title loan agreement executed by the title lender and debtor. Such record, as well as the title loan agreement, shall include the following information: (a) The make, model and year of the titled personal property; (b) The vehicle […]
Section 28-46-505 – DISCLOSURE.
28-46-505. DISCLOSURE. (1) Notwithstanding the provisions of section 28-46-103, Idaho Code, or any other law to the contrary, in accordance with the Idaho administrative procedure act, chapter 52, title 67, Idaho Code, the administrator may promulgate rules requiring each title lender to issue a standardized consumer notification and disclosure form in compliance with federal truth-in-lending […]
Section 28-46-506 – RENEWAL OF TITLE LOAN AGREEMENTS.
28-46-506. RENEWAL OF TITLE LOAN AGREEMENTS. (1) Title loan agreements shall not exceed thirty (30) days in length. However, such agreements may provide for renewals, which may occur automatically, unless one (1) of the following has occurred: (a) The debtor has paid all principal and finance charges due in accordance with the title loan agreement; […]