24-4.4-3-101. Short Title
Sec. 101. This chapter shall be known and may be cited as the First Lien Mortgage Lending Act – Administration. As added by P.L.145-2008, SEC.20.
24-4.4-3-101. Short Title
Sec. 101. This chapter shall be known and may be cited as the First Lien Mortgage Lending Act – Administration. As added by P.L.145-2008, SEC.20.
24-4.4-3-102. Application
Sec. 102. This chapter applies to a person that engages as a creditor in first lien mortgage transactions in Indiana. The authority of this chapter remains in effect, whether a licensee, individual, or person subject to this article acts or claims to act under any licensing or registration law of Indiana or claims to act […]
24-4.4-3-102. Application
Sec. 102. This chapter applies to a person that engages as a creditor in first lien mortgage transactions in Indiana. The authority of this chapter remains in effect, whether a licensee, individual, or person subject to this article acts or claims to act under any licensing or registration law of Indiana or claims to act […]
24-4.4-3-103. Powers of Department; No Liability for Conforming Act or Omission
Sec. 103. (1) In addition to other powers granted by this article, the department within the limitations provided by law may: (a) receive and act on complaints, take action designed to obtain voluntary compliance with this article, or commence proceedings on the department’s own initiative; (b) counsel persons and groups on their rights and duties […]
24-4.4-3-103. Powers of Department; No Liability for Conforming Act or Omission
Sec. 103. (1) In addition to other powers granted by this article, the department within the limitations provided by law may: (a) receive and act on complaints, take action designed to obtain voluntary compliance with this article, or commence proceedings on the department’s own initiative; (b) counsel persons and groups on their rights and duties […]
24-4.4-3-104. Department’s Examination and Investigatory Authority; Record Retention; Director’s Authority to Control Access to Records; Court Order Compelling Compliance; Confidentiality; Costs; Vendors
Sec. 104. (1) In administering this article and in order to determine whether the provisions of this article are being complied with by persons engaging in acts subject to this article, the department may examine the records of persons and may make investigations of persons as may be necessary to determine compliance. Records subject to […]
24-4.4-3-104. Department’s Examination and Investigatory Authority; Record Retention; Director’s Authority to Control Access to Records; Court Order Compelling Compliance; Confidentiality; Costs; Vendors
Sec. 104. (1) In administering this article and in order to determine whether the provisions of this article are being complied with by persons engaging in acts subject to this article, the department may examine the records of persons and may make investigations of persons as may be necessary to determine compliance. Records subject to […]
24-4.4-3-104.5. Powers of Director
Sec. 104.5. To carry out the purposes of this section, the director may: (a) retain attorneys, accountants, or other professionals and specialists as examiners, auditors, or investigators to conduct or assist in the conduct of examinations or investigations; (b) enter into agreements or relationships with other government officials or regulatory associations in order to improve […]
24-4.4-3-104.5. Powers of Director
Sec. 104.5. To carry out the purposes of this section, the director may: (a) retain attorneys, accountants, or other professionals and specialists as examiners, auditors, or investigators to conduct or assist in the conduct of examinations or investigations; (b) enter into agreements or relationships with other government officials or regulatory associations in order to improve […]
24-4.4-3-104.6. Prohibited Acts
Sec. 104.6. It is a violation of this article for a person or individual subject to this article to: (a) directly or indirectly employ any scheme, device, or artifice to defraud or mislead borrowers or lenders or to defraud any person; (b) engage in any unfair or deceptive practice toward any person; (c) obtain property […]
24-4.4-3-104.6. Prohibited Acts
Sec. 104.6. It is a violation of this article for a person or individual subject to this article to: (a) directly or indirectly employ any scheme, device, or artifice to defraud or mislead borrowers or lenders or to defraud any person; (b) engage in any unfair or deceptive practice toward any person; (c) obtain property […]
24-4.4-3-105. Applicability of Laws Governing Administrative Orders and Rules; Venue; Emergency Rulemaking Authority
Sec. 105. Except as otherwise provided, IC 4-21.5-3 governs any action taken by the department under this chapter or IC 24-4.4-2-401 through IC 24-4.4-2-405. IC 4-22-2 applies to the adoption of rules by the department under this article. All proceedings for administrative review under IC 4-21.5-3 or judicial review under IC 4-21.5-5 shall be held […]
24-4.4-3-105. Applicability of Laws Governing Administrative Orders and Rules; Venue; Emergency Rulemaking Authority
Sec. 105. Except as otherwise provided, IC 4-21.5-3 governs any action taken by the department under this chapter or IC 24-4.4-2-401 through IC 24-4.4-2-405. IC 4-22-2 applies to the adoption of rules by the department under this article. All proceedings for administrative review under IC 4-21.5-3 or judicial review under IC 4-21.5-5 shall be held […]
24-4.4-3-106. Cease and Desist Orders; Judicial Review or Enforcement Proceedings; Record; Appeal; Unconscionable or Fraudulent Conduct Subject to Injunction
Sec. 106. (1) After notice and hearing, the department may order a creditor or a person acting on behalf of the creditor to cease and desist from engaging in violations of this article. In any civil court with jurisdiction: (a) a respondent aggrieved by an order of the department may obtain judicial review of the […]
24-4.4-3-106. Cease and Desist Orders; Judicial Review or Enforcement Proceedings; Record; Appeal; Unconscionable or Fraudulent Conduct Subject to Injunction
Sec. 106. (1) After notice and hearing, the department may order a creditor or a person acting on behalf of the creditor to cease and desist from engaging in violations of this article. In any civil court with jurisdiction: (a) a respondent aggrieved by an order of the department may obtain judicial review of the […]
24-4.4-3-107. Assurance of Discontinuance of Conduct; Failure to Comply
Sec. 107. If it is claimed that a person has engaged in conduct subject to an order by: (a) the department under section 106(1) of this chapter; or (b) a court under sections 108 through 110 of this chapter; the department may accept an assurance in writing that the person will not engage in the […]
24-4.4-3-107. Assurance of Discontinuance of Conduct; Failure to Comply
Sec. 107. If it is claimed that a person has engaged in conduct subject to an order by: (a) the department under section 106(1) of this chapter; or (b) a court under sections 108 through 110 of this chapter; the department may accept an assurance in writing that the person will not engage in the […]
24-4.4-3-108. Civil Action by Department to Restrain Violation
Sec. 108. The department may bring a civil action to restrain a person from violating this article or other state or federal law, rule, or regulation and for other appropriate relief. As added by P.L.145-2008, SEC.20. Amended by P.L.35-2010, SEC.34.
24-4.4-3-108. Civil Action by Department to Restrain Violation
Sec. 108. The department may bring a civil action to restrain a person from violating this article or other state or federal law, rule, or regulation and for other appropriate relief. As added by P.L.145-2008, SEC.20. Amended by P.L.35-2010, SEC.34.