US Lawyer Database

Section 514G.101 – Title and purpose.

514G.101 Title and purpose. This chapter may be known and cited as the “Long-term Care Insurance Act”. The purpose of this chapter is to promote the public interest, to promote the availability of long-term care insurance, to protect applicants for long-term care insurance from unfair or deceptive sales or enrollment practices, to establish standards for […]

Section 514G.102 – Scope.

514G.102 Scope. The requirements of this chapter apply to policies delivered or issued for delivery in this state on or after July 1, 2008. The requirements of this chapter related to independent review of benefit trigger determinations apply to all claims made on or after January 1, 2009. The requirements of this chapter related to […]

Section 514G.103 – Definitions.

514G.103 Definitions. As used in this chapter, unless the context requires otherwise: 1. “Activities of daily living” means at least bathing, continence, dressing, eating, toileting, and transferring. 2. “Applicant” means either of the following: a. In the case of an individual long-term care insurance policy, the person who seeks to contract for benefits. b. In […]

Section 514G.104 – Extraterritorial jurisdiction — group long-term care insurance.

514G.104 Extraterritorial jurisdiction — group long-term care insurance. Group long-term care insurance coverage shall not be offered to a resident of this state under a group policy issued in another state unless either this state or another state with statutory and regulatory requirements for long-term care insurance that are substantially similar to those adopted in […]